Student loan alternatives for states, educational institutions, and others who may be facing recent or anticipated reductions in federal aid are considered. Attention is focused on short-run possibilities that require relatively little or no modification of existing federal statutes. Considerations in developing loan alternatives include the…

The impact of changes in student aid policies on the way students and their families pay for college is examined. A major focus is how student loans fit into the overall framework of student finance. Information is presented on the National Direct Student Loan program and Guaranteed Student Loan program. Both programs provide the opportunity to…

Responses to a questionnaire circulated in March 1981 are summarized. Data were gathered from all states regarding the federal Guaranteed Student Loan Program (GSL) and the state guarantee agencies on: guarantee agency organizational types; dates of GSL agreements with the Department of Education; states that guaranteed loans before GSL;…

The impact of federal student aid programs on higher education and policy implications are discussed. Historical information on federal aid is presented. Large amounts of federal support are devoted to student assistance funding, which is channeled into the institutions in the form of tuition or housing costs. The student aid programs are designed…

The Education Amendments of 1980 of the Higher Education Act became law in October. The new higher education law is seen as ambitious in addressing complex issues with the management, delivery and targeting of federal assistance. The student loan explosion is discussed. (MLW)

The Clinton Administration's proposed overhaul of the guaranteed student loan program would pay banks the amount of unpaid federal student loans, making the government the sole insurer of the loans. Guarantee agencies feel this action would strip them of their primary tasks of reimbursing lenders for unpaid loans. The initiative is intended to…

A discussion of the high level of student borrowing to pay for higher education looks at the situation today, examines college cost and aid trends, explores implications for the future if students continue to increase their borrowing, and offers a proposal to create a new generation of loan forgiveness programs through a public/private…

At a time when college degrees are increasingly a prerequisite for middle-class wages, less than 40 percent of college students are able to demonstrate proficiency on literacy tests, barely half of college students graduate on time, and many do not graduate at all. At the same time. the price of college continues to increase quickly and…

This guide discusses federal student aid programs for postsecondary education and how to apply for them. It begins by outlining sources for finding out about student aid, such as schools, state higher education agencies, guidance counselors, and organizations connected with particular fields of interest. It offers tips on how to choose a school…

This monograph presents a history of developments in major student financial aid programs over the past 20 years. An opening section offers highlights of the topic. The article goes on to look at types of student aid, categorized as grants, loans, and work study. An examination of the effects of inflation shows that even taking into account…

In order to encourage efforts to improve access to postsecondary education, this booklet offers data on students, enrollments, and financial aid. A highlights section opens the booklet. A section on the college student describes six actual students and discusses the diversity of the current student body in terms of race/ethnicity, gender, age,…

This report summarizes trend data on borrowing by students and parents to pay for college, and reports on a 1995 national survey of undergraduate students and their parents concerning student loan debt. Analysis of data from the National Postsecondary Student Aid Study found that there was an explosion in college borrowing in the 1990s; borrowing…

In 1988, the Texas student aid community addressed the issue of defaults in the guaranteed student loan program, creating a strategic default initiative. In June 1998, this same group of student aid officials met again to examine the current status of defaults and to share ideas on ways to prevent defaults. This report was intended as a resource…

This paper analyzes the use of student grants and loans among undergraduates in the 1989-90 academic year. It discusses the issue of using loans to finance undergraduate education, and explores who among current undergraduates receive grants and loans. It also investigates the cumulative amounts of education debt taken on by undergraduate students…

Information on physical facilities of Idaho state colleges and universities and facility financing options for the State Board of Education is presented. While attention is focused on Boise State University, Idaho State University, University of Idaho, and Lewis-Clark State College, some of the options may be applicable to other state-supported…