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Download full textAnong, Sophia T.; Henager, Robin – Journal of Student Financial Aid, 2021
Research has shown that student loan borrowers in repayment exhibit physical and mental health problems. These can be exacerbated by and contribute to health-related financial hardship. We use the 2015 U.S. National Financial Capability Study to examine the likelihood of having past due medical bills and of avoiding health care services by not…
Descriptors: Debt (Financial), Health, Mental Health, Financial Problems
Miller, Ben – Postsecondary Value Commission, 2021
This paper examines indicators related to earnings and student loan debt for evaluating return on investment (ROI) for postsecondary education. It first considers four different options for measuring earnings, arguing that measures of postsecondary value should include investment-to-earnings and earnings growth metrics. The paper then discusses…
Descriptors: Outcomes of Education, Higher Education, Educational Attainment, Debt (Financial)
Scott, Andrew P.; Jones, Katie; Smole, David P.; Labonte, Marc; Aussenberg, Randy Alison; Lewis, Kevin M.; Billings, Kara Clifford; Lindsay, Bruce R.; Boyle, Conor F.; Lowry, Sean; Colello, Kirsten J.; Lynch, Karen E.; Crandall-Hollick, Margot L.; Marples, Donald J.; Davis, Patricia A.; McCarty, Maggie; Dilger, Robert Jay; Mitchell, Alison; Dortch, Cassandria; Myers, Elizabeth A.; Driessen, Grant A.; Perkins, David W.; Fernandes-Alcantara, Adrienne L.; Perl, Libby; Fernandez, Bernadette; Peterman, David Randall; Forsberg, Vanessa C.; Rosso, Ryan J.; Fountain, Joselynn H.; Sherlock, Molly F.; Gravell, Jane G.; Skinner, Rebecca R.; Hahn, Jim; Stoltzfus, Emilie; Halchin, L. Elaine; Tang, Rachel Y.; Hegji, Alexandra; Topoleski, John J.; Isaacs, Katelin P.; Whittaker, Julie M. – Congressional Research Service, 2021
Since March 2020, a number of laws have been enacted to provide relief to people and businesses affected by the COVID-19 pandemic. These include the Families First Coronavirus Response Act (FFCRA; P.L. 116-127) and the Coronavirus Aid, Relief, and Economic Security Act (CARES Act; P.L. 116-136), both enacted in March 2020; the Consolidated…
Descriptors: COVID-19, Federal Legislation, Federal Aid, Pandemics
Federal Student Aid, US Department of Education, 2021
Federal Student Aid, an office of the U.S. Department of Education, ensures that all eligible Americans benefit from federal financial assistance--grants, loans, and work-study programs for education beyond high school. By championing the promise of postsecondary education, the office upholds its value as a force for greater inclusion in American…
Descriptors: Student Financial Aid, Student Loan Programs, Federal Aid, Postsecondary Education
US House of Representatives, 2022
This document records testimony from a hearing before the Subcommittee on Early Childhood, Elementary, and Secondary Education that was held to examine the impact of COVID-19 on the future of higher education. Member statements were presented by: (1) Honorable Susan A. Davis, Chairwoman, Subcommittee on Higher Education and Workforce Investment;…
Descriptors: COVID-19, Pandemics, Higher Education, Federal Aid
Direct linkRead, Sarah – Written Communication, 2020
In this article, I argue that technical reporting and documentation processes function to mitigate uncertainty and enable complex systems in the endeavor of big science. The argument draws on two years of field research investigating technical reporting and documentation processes at a federally funded supercomputing center dedicated to scientific…
Descriptors: Scientific Research, Technical Writing, Documentation, Laboratories
Collins, Benjamin; Fountain, Joselynn H.; Ball, Milan N.; Dortch, Cassandria – Congressional Research Service, 2020
In December 2019, Congress enacted and the President signed the Fostering Undergraduate Talent by Unlocking Resources for Education Act (FUTURE Act; P.L. 116-91). The law The law amends the Higher Education Act (HEA) to permanently authorize mandatory funding for grant programs to support HBCUs and MSIs. Authorization for this funding had expired…
Descriptors: Federal Legislation, Higher Education, Educational Legislation, Undergraduate Students
Linden J. Houston – ProQuest LLC, 2020
This study was undertaken to address issues resulting from the vagueness of imprecisely defined legislative language located in the Bankruptcy Reform Act of1978 (Public Law 95-598) and subsequent policies, regulations, and laws such as the Bankruptcy Abuse Prevention and Consumer Protection Act (Public Law 109-8);which relate to the…
Descriptors: Educational Policy, Alternative Assessment, Student Loan Programs, Educational Finance
Jennifer Wine; Beth Hustedt; Jennifer Cooney; Erin Thomsen – National Center for Education Statistics, 2023
This report describes the design, methods, and results of the 2016/20 Baccalaureate and Beyond Longitudinal Study (B&B:16/20) conducted by the U.S. Department of Education's National Center for Education Statistics (NCES). It is the second follow-up with a cohort of bachelor's degree recipients originally identified during the 2015-16 National…
Descriptors: Longitudinal Studies, College Graduates, Bachelors Degrees, College Students
Di Maggio, Marco; Kalda, Ankit; Yao, Vincent – National Bureau of Economic Research, 2019
Rising student debt is considered one of the creeping threats of our time. This paper examines the effect of student debt relief on individual credit and labor market outcomes. We exploit the plausibly-random debt discharge due to the inability of National Collegiate, the largest owner of private student loan debt, to prove chain of title for…
Descriptors: Debt (Financial), Labor Market, Credit (Finance), Student Loan Programs
Lewis, Kevin M. – Congressional Research Service, 2019
As overall student loan indebtedness in the United States has increased over the years, many borrowers have found themselves unable to repay their student loans. Ordinarily, declaring bankruptcy is a means by which a debtor may discharge--that is, obtain relief from--debts he is unable to repay. However, Congress, based upon its determination that…
Descriptors: Student Loan Programs, Debt (Financial), Loan Default, Federal Legislation
Brickman, Michael – American Enterprise Institute, 2021
Today, institutions of higher education may charge whatever they wish for the education they provide, and the government provides the capital for student's tuition through loans without institutions bearing any meaningful risk if students do not repay. Naturally, this drives up costs and borrowing. On top of tuition and fees, students can borrow…
Descriptors: Higher Education, Tuition, Risk, Taxes
Council of Independent Colleges, 2022
With student loan debt reaching approximately $1.6 trillion, many are concerned that student loans may be the next financial bubble to burst. CARES Act funding and U.S. Department of Education actions led to historically low levels of delinquency in 2020-2021. However, there is concern that issues will balloon as soon as governmental action and…
Descriptors: Debt (Financial), Student Loan Programs, Paying for College, Loan Default
Federal Student Aid, US Department of Education, 2023
The Federal Student Aid (FSA)'s Five-Year Strategic Plan for Fiscal Years 2023-27 presents tangible goals and objectives to help ensure that Americans can have broad access to higher education, without regard to any perceived limitations of socioeconomic status. The plan incorporates the Next Gen FSA initiative, which is designed to deliver…
Descriptors: Federal Aid, Student Financial Aid, Strategic Planning, Outcomes of Education
Karamcheva, Nadia; Perry, Jeffrey; Yannelis, Constantine – Congressional Budget Office, 2020
In February 2020, the Congressional Budget Office released a report on the budgetary effects of student loans repaid through income-driven plans. This paper provides additional information on the analysis the agency conducted on the characteristics of borrowers in those plans and the methods the agency used to project borrowers' earnings,…
Descriptors: Income, Loan Repayment, Student Loan Programs, Federal Aid
