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Beanblossom, Gary F.; Rodriguez, Blanca Rosa – 1989
This study examined characteristics differentiating defaulters on Stafford student loans (formerly Guaranteed Student Loans) from non-defaulters. Data were drawn from a sample of 100,000 records randomly selected from the fiscal year 1987 guarantee agency cumulative borrower file. A cohort of 7,382 borrowers taking out their last loan in FY 1983…
Descriptors: Comparative Analysis, Federal Programs, Higher Education, Loan Repayment
General Accounting Office, Washington, DC. Div. of Human Resources. – 1990
The Supplemental Loans for Students (SLS) program provides market-rate loans to postsecondary students. This report presents information on SLS loan volume and default data for the 10 largest SLS lenders from nine guaranty agencies, for fiscal years 1987, 1988, and 1989. Data for both proprietary and nonproprietary schools and for both freshmen…
Descriptors: Banking, Federal Programs, Financial Services, Higher Education
Brannon, Gerard M. – 1967
This paper explores some questions about the use of income for determining repayment of educational loans. The plans generally call for a level of repayment to cover the initial advances, plus interest for a college graduate with average income, but would require less than full repayment for the students with low income, and over full repayment…
Descriptors: Family Income, Financial Support, Higher Education, Income
Stephens, Keith – Child Care Information Exchange, 1988
Suggests strategies for finding an appropriate bank for a day care center, maintaining a good relationship with a bank once one has been selected, and obtaining and repaying a day care center loan. (SKC)
Descriptors: Administrative Problems, Administrator Role, Banking, Day Care Centers
Vonderbrink, Gerald W.; Hart, John E. – Business Officer, 1987
The means by which students can discharge loan obligations through bankruptcy are reviewed, and issues and procedures for the institution-creditor to consider are presented. (MSE)
Descriptors: College Administration, College Role, College Students, Higher Education
Evangelauf, Jean – Chronicle of Higher Education, 1987
The annual meeting of the College Board focused on some of the most controversial issues facing higher education including: productivity, accountability, prepaid tuition plans, Guaranteed Student Loan (GSL) program, and one alternative to the G.S.L.--students could borrow from the government and then pay a higher Social Security tax. (MLW)
Descriptors: Accountability, Higher Education, Loan Repayment, Productivity
Hansen, Janet S. – Chronicle of Higher Education, 1987
The text of "Student Loans: Are They Overburdening a Generation?", the report of the Joint Economic Committee of Congress concerning the impact of large student debts on the national economy, individual borrowers, education, and society in general is presented. (MSE)
Descriptors: College Students, Debt (Financial), Economic Change, Higher Education
Alberta Learning, Edmonton. – 2001
This guide for college students in Alberta, Canada, discusses paying back students loans. While it may be the last thing a student wants to think about as he or she leaves college, it is a good idea to plan how to pay back the loan. A Canadian student has 6 months free of payments on graduation, but then must begin paying student loans, principal…
Descriptors: College Graduates, College Students, Foreign Countries, Higher Education
Department of Education, Washington, DC. – 1998
Intended for financial aid counselors, this document provides guidelines to the Federal Direct Consolidation Loan Program for borrowers who are in school, as well as those in repayment, or in default. An introductory section explains the basics of the consolidated loan program, loan categories, and interest rates. Next, standards for borrower…
Descriptors: Federal Aid, Higher Education, Loan Default, Loan Repayment
Peer reviewed Peer reviewed
William Mitchell Law Review, 1980
The Minnesota Supreme Court upheld a decision that student loan default, and subsequent dismissal through bankruptcy, is sufficient reason to deny a law student's bar admission. The bar's requirement of good moral character was interpreted as financial integrity in the Gahan case. (MSE)
Descriptors: Court Litigation, Higher Education, Lawyers, Legal Responsibility
Peer reviewed Peer reviewed
Kish-Goodling, Donna M. – Journal of Economic Education, 1998
Uses the theme of usury in Shakespeare's "The Merchant of Venice," and the history of Christian and Jewish beliefs concerning the charging of interest on loans to crystallize lending practices throughout history, particularly the medieval period and the transition to modern capitalism. Outlines themes addressed in the unit and…
Descriptors: Capitalism, Christianity, Economics, Economics Education
Healy, Patrick; Hebel, Sara – Chronicle of Higher Education, 1999
A new federal regulation requires that both students and institutions repay the portion of student aid not used for education. Students must repay the "unearned" portion, less a 50% discount; colleges must return the portion of student aid that does not cover the period in which they were enrolled. Critics include community colleges,…
Descriptors: Debt (Financial), Dropouts, Federal Aid, Federal Regulation
Peer reviewed Peer reviewed
Monteverde, Kirk – Research in Higher Education, 2000
Application of the statistical techniques of survival analysis and credit scoring to private education loans extended to law students found a pronounced seasoning effect for such loans and the robust predictive power of credit bureau scoring of borrowers. Other predictors of default included school-of-attendance, school's geographic location, and…
Descriptors: Debt (Financial), Higher Education, Law Students, Loan Default
Allen, Kerri – Education Digest: Essential Readings Condensed for Quick Review, 2007
2Futuro is a new "Spanish-first" college-financing program rolled out by Sallie Mae and USA Funds. The pilot version of 2Futuro launched last summer and is, say its partnering agents, "the only fully bilingual college-financing and outreach program that enables Hispanic parents and students to apply for college loans in Spanish. By the end of the…
Descriptors: Outreach Programs, Hispanic American Students, Paying for College, Student Loan Programs
US Department of Education, 2006
Federal Student Aid's core mission is to ensure that all eligible Americans benefit from federal financial assistance--grants, loans and work-study programs--for education beyond high school. The programs administered comprise the nation's largest source of student aid: during the 2004-05 school year alone, approximately $74 billion in new aid was…
Descriptors: Student Financial Aid, Educational Finance, Financial Support, Federal Aid
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