Over the last century, Americans have formed a social contract with higher education through the development of and changes to student financial aid programs. These federal, state, and institutional programs are the manifestation of the value we place on who should and who does pay the costs of higher education. Grants versus loans and low-income…

Many high school students are not aware that they may be eligible for college financial aid. The primary purpose of this book is to help high school guidance counselors advise students about financial aid for postsecondary education. The text is divided into three parts. Part 1 offers general information about postsecondary opportunities and…

This report presents the goals and intentions of the National Association of Student Financial Aid Administrators (NASFAA) for the next 5 years. It describes the development of this plan, the place of NASFAA in environmental and historical contexts, and how the plan will be implemented and monitored. Goals for NASFAA activities include to: (1)…

This paper responds to a congressional request for more information concerning first, the potential cost savings from direct rather than guaranteed student loans and second, the ability of the Department of Education and postsecondary institutions to effectively manage a direct lending program. The report: (1) provides a more complete analysis of…

This booklet provides North Carolina students with guidelines to the student financial aid programs available to them. The booklet groups programs by source of funding: federal, state, or private. Types of financial aid included are: (1) scholarships and grants, (2) loans, (3) employment opportunities, and (4) entitlement programs. Each program…

The report uses data from the 1989-90 National Postsecondary Student Aid Study (NPSAS:90) to examine the use of loans to finance postsecondary education. This survey provides detailed information about students' expenses for education, sources of funds, and types of financial aid received as well as information on students' demographic,…

This booklet introduces North Carolinian students to the variety of student financial aid programs which exist along with guidelines for applying for aid. The booklet lists and provides brief descriptions of federal-, state-, and privately-funded programs. Information given under each program are the eligibility requirements, the value of the…

This guide provides a basic summary of student financial assistance programs provided by the federal government. First, sources of information about student aid are briefly reviewed. Next, guidelines for choosing a school are offered, such as asking about the school's loan default rate and its completion and transfer-out rates. A general…

This document presents testimony and prepared statements concerning the lack of information about educational and career opportunities for young people beyond high school, and the need for improving access to student financial aid information so that economically disadvantaged students have the opportunity to go on to higher education. Witnesses…

This guide provides information to college-bound students on the Federal student aid programs that are available and how to apply for them. General information covers the student eligibility requirements, financial needs, dependency status, and steps for applying for financial assistance. In addition, any special circumstances that exist,…

This report consists of a series of papers analyzing survey data from the 1987 National Postsecondary Student Aid Study (NPSAS) concerning the characteristics of both aided and nonaided students, as well as the manner in which students financed their postsecondary education. The following papers are presented: (1) "Paying for College: The…

This paper presents an overview of student financial aid in Washington State, reports trends in college costs and state population, and explores the relationship between student aid and broader higher education policies. Chapters include discussions on the following: (1) college costs and affordability; (2) tuition policy and its relationship to…

The primary purpose of this handbook, which provides information on sources of financial aid and how to apply for it from the programs administered by the U.S. Department of Education, is to help financial aid administrators advise students in seeking financial aid for postsecondary education. The handbook is divided into three sections: (1) Part…

This Advisory Committee's final report presents study activities, findings, and recommendations for the simplification of the Federal Family Education Loan Program (FFELP). Analysis showed that the current FFELP program structure and operations are needlessly complex and require major reform. An interim report providing recommendations for the…

The cost of four years of undergraduate education, including living expenses, now averages nearly $80,000 at public colleges and over $100,000 at many private institutions. Tuition and fees have risen steadily since 1980, fueling concern that college is becoming prohibitively expensive for many families. This Congressional Budget Office (CBO)…