This directory lists more than 1,000 merit and other no-need funding and scholarship programs open to high school students and recent graduates for their undergraduate education in the United States. The programs are classified according to course of study in the sciences, social sciences, humanities, or any subject area. Programs reward…

This report briefly summarizes Alaska's student financial aid programs and the participation levels for 1991-92. After introductory remarks, more detailed sections focus on the following specific programs: (1) the Alaska Student Loan Program; (2) the Alaska Family Education Loan Program; (3) the Alaska Teacher Scholarship Loan Program; (4) the…

These proceedings include five papers presented at a symposium on issues related to the increasing amounts of student borrowing and resulting student debt. Also included is a synopsis of a roundtable discussion addressing core questions framed by the symposium, as well as several public policy options for addressing student loan debt burden. The…

A study explored the relationship between high school seniors' attitudes about borrowing for education and the post-secondary education choices they make. With the 1982 "High School and Beyond" data the study used a sample of 9,625 students who were high school seniors in the spring of 1982 to do a descriptive analysis to compare those…

This study examined the effects of the Higher Education Amendments of 1992 on Federal Family Education Loan Program (FFELP) borrowing in Pennsylvania during the July-to-December periods of 1992 to 1993. The Amendments increased the annual borrowing limits for the Federal Stafford loans and Federal Supplemental Loans for Students (SLS), eliminated…

This guide describes Federal student aid programs, how to apply for them, and what these programs entail. Guidelines are provided on the ways to find out about student financial aid that is available and how to choose a school carefully. Additionally examined are student eligibility requirements, financial need rules, dependency status, steps in…

The current sources of financial aid programs available in 1991-1992 for and about women are presented. The directory lists over 1,600 references and cross-references to scholarships, fellowships, loans, grants, awards, and internships designed primarily or exclusively for women. The directory is divided into four separate sections of which the…

This volume describes the institutional eligibility and administrative requirements for the William D. Ford Federal Direct Loan (Direct Loan) Program and the Federal Family Education Loan (FFEL) Program. While the borrower's eligibility is the same under either program, the procedures are different because funds for Direct Loans are provided…

As debate in Washington heats up regarding congressional reauthorization of the Higher Education Act, a central question involves what to do about the continued coexistence of the two student loan programs--the Federal Family Education Loan Program (FFELP) and the Direct Loan Program (DLP). With hundreds of millions of dollars at stake for banks,…

This volume describes the institutional eligibility and administrative requirements for the William D. Ford Federal Direct Loan (Direct Loan) Program and the Federal Family Education Loan (FFEL) Program. The borrower's eligibility is the same under either program, but the procedures are different because funds for Direct Loans are provided…

This publication provides guidance to schools that participate in the Federal Direct Student Loan Program. It provides details on how the Direct Loan Program operates and on Direct Loan policies and procedures. The 12 chapters include: (1) "Overview of the Direct Loan Program"; (2) "Basic Components of Direct Loans"; (3)…

This workbook covers all the processes needed to administer the federal direct loan program in schools; it requires familiarity with the basic concepts found in the "Direct Loan School Guide." The eight units of instruction include: Unit 1: an overview; Unit 2: processing loan records, including the EDExpress setup, the processing cycle,…

Between 1991 and 1994, college student borrowing increased by 28% annually, higher than the national rate. The highest rates are among older, part-time, independent, and minority students. Rising debt and rising costs predict a growing problem of indebtedness among students. Social and economic consequences could be severe if this trend continues.…

Introduces the issue, with the following themes: (1) the increased importance of higher education; (2) policies, issues, and attitudes affecting access to higher education in the 1980s; and (3) the questionable effectiveness of junior colleges. (DM)

An economic squeeze is being placed on colleges and universities through reduced federal and state aid to education. Discusses the history of financial aid, who is considered needy, whether accepting a student loan is wise, the new Direct Loan program, prepayment loans, using college debt to your advantage, and future trends in financial aid. (JBJ)