In response to the requirements of the Higher Education Amendments of 1986, this report addresses the impact of the two-year-old Student Loan Consolidation Program. Principle findings of the investigation concern the higher interst costs to the borrower that are brought about by longer payment plans and the fact that the government's subsidy costs…

A proposal written by a group of economists suggests investing a portion of the Social Security surplus in a revolving loan fund designed to enable American students and workers to finance their own post-secondary education, vocational training, or re-training. The plan would make available to every American a line of credit to finance the costs…

A review was conducted of methods used by the U.S. Department of Education and by state or private nonprofit loan guarantee agencies to protect the federal government's interest when collecting defaulted student loans under the Guaranteed Student Loan Program. Questionnaires were sent to 58 guarantee agencies that administer the program to…

Colleges and universities will be held directly responsible for loan repayments by their former students. Most postsecondary institutions with default rates of more than 20% are for-profit trade schools, community colleges, or historically Black colleges. (MLW)

An examination of student loan programs to finance college education in developing nations finds that in Asia and Latin America the potential rate of cost recovery is better than for francophone and anglophone Africa, but that in Africa the approach would still permit a shift toward greater private financing of higher education. (MSE)

Advantages of locally-funded, short-term, small, emergency student loans for both institutions and students are outlined, and its increasing importance as a form of aid is noted. A list of questions for financial aid administrators to consider before making such a loan to a student is provided. (MSE)

This report responds to a congressional request to assess the availability of information on the extent to which the increasing burden of student debt affects: (1) students' choices about whether and where to enroll in college and whether or how much to borrow; (2) the length of time it takes to earn the baccalaureate degree and student choices…

The article presents an econometric analysis of the interrelationships between law school tuition levels, law school quality, law faculty salaries, and the starting salaries of graduates. It then analyzes recent data and concludes that, while tuition increases have outpaced starting salaries, law school attendance is still a good investment.…

The recent history of trends affecting the affordability of college are summarized. A better balance needs to be established between loan and grant support for students. The Stafford Student Loan Program (formerly the Guaranteed Student Loan Program) and the Reishauer HELP program are discussed. (MLW)

A study investigated the effectiveness of exit interviews as tools for reducing or predicting student loan delinquencies and found a relationship between repayment and completion of the exit interview. Interview completion was related to academic level and race. Type of exit interview (personal or mail) was not related to repayment delinquency.…

It is more important than ever for colleges and universities to manage the resources they have and guard against unnecessary loss. Student bad debt is one loss that can be resolved. A study identified certain predictors of student bad debt, including academic indicators and student characteristics, and offers suggestions to institutions for…

The work of the Arizona Commission for Postsecondary Education (ACPE) is guided by a strategic plan. The purpose of the plan is to provide focus for the activity of this small agency and its five staff members in order to increase productivity and impact in the areas of its statutory authority. The mission and goals were accepted by Commissioners…

The Ontario Student Loan Program has experienced problems with default on student loans, as have loan systems in other countries where governments rely mainly on banks and special departments of quasi-public institutions to monitor or police the borrowers. This report discusses the need for radical modifications of the student loan program to…

This booklet is designed to help prospective college students and their parents estimate college expenses, understand the financial aid process, become educated consumers of financing alternatives, and manage the repayment of education loans. It provides worksheets on how to figure direct and indirect college costs and how to save for college,…

This document on contingent student assistance repayment plans in Ontario universities contains a paper on policy options for repayment plans and the manual for a simulation model for testing policy options. The policy options paper begins by describing the contingent repayment concept in which the test for receiving a public subsidy is shifted…