This publication describes the student financial aid programs of the U.S. Department of Education and advises students about paying for college. It outlines things a student should ask about college and how to obtain financial aid, whether grants, work-study, or loans. Chapters provide information on: (1) "Education after High School"; (2) "Paying…

The Federal Perkins Loan Program comprises Perkins Loans, National Direct Student Loans (NDSLs), and National Defense Student Loans (Defense Loans). Perkins Loans and NDSLs are low-interest (currently 5%), long-term loans made through school financial aid offices to help needy undergraduate and graduate students pay for postsecondary education. No…

The purpose of the Federal Supplemental Educational Opportunity Grant (FSEOG) program is to encourage schools to provide grants to exceptionally needy undergraduate students to help pay for postsecondary education. Giving priority to applicants with exceptional financial need, schools selecting FSEOG recipients must use the selection criteria…

Educational attainment levels increased dramatically for Mexico's labor force in the 1980s and early 1990s. In parallel, the country experienced a pronounced increase in earnings inequality from 1984 to 1994, reflected in a higher dispersion of wages and an absolute decline in the real incomes of less educated, poorer Mexicans. This situation…

The Federal Perkins Loan Program is comprised of Perkins Loans, National Direct Student Loans (NDSLs), and National Defense Student Loans (Defense Loans). Perkins Loans. Made to students with no outstanding balance on a Defense Loan or NDSL, and NDSLs are low-interest (currently 5%), long-term loans made through school financial aid office to help…

The purpose of the Federal Supplemental Educational Opportunity Grant (FSEOG) program is to encourage schools to provide grants to exceptionally needy undergraduate students to help pay for postsecondary education. Giving priority to applicants with exceptional financial need, schools selecting FSEOG recipients must use the selection criteria…

This memorandum provides information about students granted financial aid in the University of Wisconsin (UW) system in 2001-2002 and earlier years. The total financial aid provided to UW students was $550.0 million, up $52.2 million from 2000-2001. Total loan dollars for UW students totaled $371.2 million, up $30.9 million from 2000-2001. UW…

This digest examines the various financial sources minority students use to meet the costs of higher education, some of which were created with the specific goal of promoting their college attendance. Sources include federal student loans, pre-college programs and grants, college prepaid plans, and student credit cards. Policy recommendations to…

This 1994-95 Postsecondary Education Financing Study, better known as the "How Students Pay" study, is the latest in an ongoing series of efforts to learn more about students attending Indiana colleges who are served by federal, state, and institutional/private financial aid programs. The study begins with a description of student costs…

A study investigated the effect of emergency loans of up to $275 on retention among 504 loan applicants (347 granted and 157 denied) at 1 university. Results indicate the loans had little or no effect on the likelihood of a student remaining in college. (Author/MSE)

Discusses economic rationales for governmental intervention in the education market. Evaluates different proposals for financing higher education centered on three themes: more reliance on tuition fees, a shift from grants to student loan systems, and different types of voucher models. Discusses various countries' experience with such models. (56…

Provides rates of student borrowing and average amounts borrowed in 1992-93 and 1995-96. Includes differences by control and type of institution, class level, and family income. (Author)

Federal Student Aid's core mission is to ensure that all eligible Americans benefit from federal financial assistance--grants, loans and work-study programs--for education beyond high school. The programs administered comprise the nation's largest source of student aid: during the 2005-06 school year alone, approximately $78 billion in new aid was…

For the second consecutive year, the economy and state fiscal conditions continued to improve, offering some relief in student charges and financial aid at public colleges and universities in 2005-2006. Tuition increases have shrunk to single-digits, but concern is still high regarding enrollment growth, employee compensation and benefits and…

This report addresses the dollar savings described in the Government Accounting Office's (GAO) report supporting direct lending as opposed to the present guaranteed student loan program. The critique explains the changes in the GAO model assumptions and projections that are believed necessary to move from the original $4.8 billion savings to a…