This article analyzes "skyrocketing" student debt levels, discussing debt burden, borrowing trends among student subpopulations, and why debt is increasing. It asserts that to reverse these trends, particularly among low-income and minority families, Congress must increase grant aid, lower the cost of borrowing to students, and make repayment less…

Although the default rate on federally insured student loans is declining, the amount of student borrowing has almost tripled since 1990. Borrowers may be finding loans more burdensome, as nearly one-third are unsubsidized and amounts borrowed are steadily increasing. Also, the General Accounting Office has discovered serious program management…

The fourth Nellie Mae survey of student loan borrowers in repayment reveals that education debt burdens remain manageable for most borrowers. A clear majority of those in repayment report that the benefits of the educational opportunities made possible through borrowing are well worth any problems associated with paying off the loans. There are,…

This report evaluates the Teacher Education Loan Program in Ohio based on an analysis of survey responses of 57 recipients and 47 non-recipients of these loans in 1990-91. Data were also obtained from administrators of the program and publications and statistics provided by the program. Questions asked were intended to discover the program's…

This Braille publication describes the student financial aid programs of the U.S. Department of Education and advises students about paying for college. It outlines things a student should ask about college and how to obtain financial aid, whether grants, work-study, or loans. Chapters provide information on: (1) "Education after High School"; (2)…

This guide, written in Spanish, discusses reasons for going to college, how to pay for college, and how to apply for federal student aid in a series of brief, clear illustrations. Following outlines of financial benefits of college, college costs, and space to note costs for the student's area, the guide outlines these steps in the application…

This memorandum provides information about students granted financial aid in the University of Wisconsin (UW) system in 2000-2001 and earlier years. The total financial aid provided UW students was $497.8 million, up $29.8 million from 1999-2000. Total loan dollars for UW students were up $17.5 million from 1999-2000 to $340.3 million. Total grant…

This document contains a progress report on three categories of interim performance objectives outlined by the Office of Student Financial Assistance (OSFA) in winter 1999. These objectives were to: (1) improve customer service; (2) reduce the overall cost of delivering student aid; and (3) transform the OSFA into a performance-based organization.…

This guidebook contains reviews of more than 160 resources focused on the college financial aid process and background information on all aspects of the process. Included are resources to help complete federal student aid forms and advice about other types of public and private scholarships, grants, and loans. The chapters are: (1) "Introduction";…

This guide for prospective graduate students contains information on funding graduate study in the United States and abroad through scholarships, loans, and other programs. The chapters are: (1) "Graduate Degrees, Institutional Financial Aid, and Graduate School Application Tips"; (2) "External Funding"; (3) "Individual Training Fellowships"; (4)…

The Federal School Code List is intended as a resource for anyone who is completing a: 2000-2001 Free Application for Federal Student Aid (FAFSA), 2000-2001 Renewal FAFSA, 2000-2001 FAFSA Express, 2000-2001 FAFSA on the Web, or 2000-2001 Renewal FAFSA on the Web application. The list is arranged alphabetically by state and then institution, and…

Increasing the numbers of students who participate in financial aid programs has become a critical issue for many state systems. Reasons for the low rates of financial aid uptake vary, from lack of awareness among students to the many and complex types of aid available to inadequate capacity at the institutional level for conducting outreach to…

This booklet is designed to help Pennsylvania's re-entry female students find the best ways to finance a college education. It presents a "To Do" list with the following steps: (1) prioritize what is wanted or needed from an enhanced educational opportunity; (2) familiarize oneself with different types of federal, state, and local aid…

This resource paper on financial aid for postsecondary education covers various types of financial aid (grants, loans, and employment); the technical words and phrases used to discuss it (such as "financial need,""family contribution," and "financial aid package"); and the process involved in its disbursement. Particular attention is given to…

A study was done to measure attitudes and perceptions among the nation's adults regarding higher education. Specifically, the study examined attitudes about national competitiveness and development of new technologies, the importance of a college degree in the market place, the financial burden of a college education, and federal funding of grants…