This booklet is intended to supply high school counselors in Oregon with information and forms that will aid in helping high school students obtain financial aid for higher education. It is divided into three parts. The first section, "About Student Financial Aid," provides information on how and when to apply and what happens after the…

This brochure describes the work of the Student Financial Aid Information Center, through its toll-free number: 1-800-4 FED-AID (1-800-433-3243). The Center answers questions about major aid programs, such as Pell Grants and Stafford/PLUS Loans. The Student Financial Aid Information Center helps students through the application process by…

This report addresses concerns raised by the Committee on Health, Education, Labor, and Pensions of the U.S. Senate on : (1) the number and cost of trustee arrangements providing student loans and their shared characteristics; (2) the benefits and protections afforded the federal government through use of trustee arrangements; and (3) the effect…

Describes how a debate over increasing the limits on student loans--rather than spending more on grants--is growing, as reauthorization time approaches for the federal Higher Education Act. (EV)

This article urges the financing of higher education by the Tuition Advance Fund, under which any undergraduate degree candidate is advanced money to pay for his or her education. The money is later repaid through a payroll-withholding tax administered by the Internal Revenue Service. It argues that such a plan would be an improvement in both…

The primary purpose of "National CrossTalk" is to stimulate informed discussion and debate of higher education issues. This issue contains the following articles: (1) "Effectiveness and Efficiency": The University System of Maryland's Campaign to Control Costs and Increase Student Aid (Kay Mills); (2) Remote Access: Western…

Every eligible program, including graduate programs, must have a defined academic year. Award limits are generally connected to a period of time. For instance, all of the programs except Federal Work-Study have a maximum amount that can be awarded for an academic year or award year. This handbook is a resource for learning about Federal Student…

This report describes student borrowing by comparing different groups of undergraduate borrowers. Two sets of borrower groups are examined: (1) high, medium, low, and nonborrowers as defined by borrowing from all sources in 1999-2000 (excluding federal Parent Loans for Undergraduate Students and loans from family or friends); and (2) Stafford loan…

This resource paper provides an overview of student financial aid and discusses the roles and responsibilities of those who play a significant part in the process of providing aid to students with disabilities. The paper also addresses the financial aid application procedure and suggests timelines and resources for those individuals who are…

Outlines design issues involved with introducing an income-contingent, college student-loan program and describes the solutions adopted by Australian and New Zealand governments. Uses dynamic microsimulation to simulate the likely future repayment profiles for two Australian ICL schemes and assesses the proportion of total debt repaid. (19…

This guide to federal Direct PLUS loans for parents of students attending postsecondary education institutions begins with a list of frequently asked questions and answers. The first chapter is on the basics of what a Direct PLUS loan is and what parents need to know before applying for a Direct PLUS loan. The second chapter, which deals with…

This handbook shows how families in various income groups manage to pay for college. The handbook is based on the real experiences of a large number of actual families, as described by national surveys. To find out exactly what it would cost to attend a particular college, the student would have to apply for financial aid, but this guide gives…

This report presents information on financial resources provided to undergraduates at Minnesota postsecondary institutions in fiscal year 2001, corresponding to academic year 2000-2001. The financial resources reported are grants, loans, and student earnings that help students pay tuition, fees, room and board, and other costs of attending…

The Direct PLUS Loan is one of the low-interest loans provided by the William D. Ford Federal Direct Loan Program. The U.S. Department of Education delivers loan proceeds through the student's school, and parents are responsible for repaying the Department. This booklet answers parents' questions about the loan program, including: (1) Am I…

Disagrees with Mark Eblen's proposal that the costs of obtaining a college education should be tax deductible. College tuition is not closely analogous to other investments. Although federal subsidization of postsecondary education is desirable, a tax deduction is a poor delivery method. Government already provides subsidized state colleges,…