Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals' unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using…

Access and affordability are the main themes of Goal 1 of The Virginia Plan for Higher Education. Progress toward these goals can be measured by a variety of means, but access and affordability serve as foundational guiding principles as the Commonwealth of Virginia crafts its annual and biennial higher-education budgets. Student-loan debt is but…

The American higher education system is the finest in the world. Students from across the globe continue to flock to American universities, while the competition among U.S. students for slots at these elite schools is tougher than ever. There are cracks in the fiscal foundations of higher education, however, and they are growing wider. The costs…

The stories of college graduates burdened with mountains of debt and poor job prospects have been well documented in this recession year. But while these students do face real problems in today's tough economy, their degree will still likely prove to be a wise investment even as the recession draws to a close. This isn't the case for another group…

Student loans are likely to remain a prominent instrument for paying for college in Texas, a necessary financial tool for low- and moderate-income students. As college costs rise and growing enrollments further stretch grant funds, the policy challenge is to assist students in determining the appropriate level of student loans for their individual…

The State Need Grant is Washington State's largest financial assistance program for low-income, needy, and disadvantaged residents attending institutions of higher education. It provides financial assistance to low-income residents attending an undergraduate institution in Washington. Currently, students with an income under 70 percent of the…

Federal student aid comes from the federal government--specifically, the U.S. Department of Education. It is money that helps a student pay for higher education expenses (i.e., college, career school, or graduate school expenses). Federal student aid covers such expenses as tuition and fees, room and board, books and supplies, and transportation.…

The persistently low college attainment rates of youth from poor families are partly attributable to their uncertainty about college affordability. The current federal financial aid system does not provide specific information about college costs until just before college enrollment and the information is only available to students completing a…

Parents with dependent children were nearly one quarter of students enrolled for credit at American postsecondary institutions in 2008. These students face significant challenges to remaining enrolled and graduating, including limited access to affordable child care, difficulty balancing the demands of school with the demands of work and family,…

The purpose of the United States Department of Education's (the Department) Fiscal Year (FY) 2019 "Agency Financial Report" (AFR) is to inform Congress, the President, other external stakeholders, and the American people on how the Department used the federal resources entrusted to it to promote student achievement and preparation for…

This study examined the education-related debt, sources of debt, and the process of acquiring accommodations for students with non-apparent (such as learning disabilities and mental health disabilities) and apparent disabilities in Canadian postsecondary education. A third group emerged during analyses, students with medical disabilities, which…

In the United States, approximately 65 percent of all jobs in 2020 will require some level of postsecondary education, and the demand will reach 70 percent in Illinois. This report seeks to inform public discourse on higher education by providing key performance indicators relevant to the goal of improving educational attainment for a healthy…

In the United States, approximately 65 percent of all jobs in 2020 will require some level of postsecondary education, and the demand will reach 70 percent in Michigan. This report seeks to inform public discourse on higher education by providing key performance indicators relevant to the goal of improving educational attainment for a healthy…

In the United States, approximately 65 percent of all jobs in 2020 will require some level of postsecondary education, and the demand will reach 68 percent in Iowa. This report seeks to inform public discourse on higher education by providing key performance indicators relevant to the goal of improving educational attainment for a healthy economy…

In the United States, approximately 65 percent of all jobs in 2020 will require some level of postsecondary education, and the demand will reach 64 percent in Ohio. This report seeks to inform public discourse on higher education by providing key performance indicators relevant to the goal of improving educational attainment for a healthy economy…