Objective: The purpose of our study was to identify the factors associated with federal loan default among a nationally-representative sample of community college students. The guiding research question was: For community college students who borrow federal loans, to what extent do demographic, academic, and enrollment characteristics relate to…

With grant and scholarship aid as well as family resources unable to keep pace with college costs, loans have become a fact of life for millions of college students each year. In deciding how and how much to borrow, these students are making highly consequential decisions that will impact their future in unknown ways. Policy should aim to reduce…

As the COVID-19 pandemic is proving, maintaining student financial wellness is key to keeping students enrolled. The Student Financial Wellness Survey (SFWS) was open from October 2020 to November 2020. The COVID-19 pandemic and the associated economic crisis were prominent concerns for students as they navigated a mostly remote learning…

A result of the last recession was the closure or merging of many higher education institutions (HEIs) throughout the New England region. In October 2019, the New England Board of Higher Education (NEBHE) in convened a group of economists and higher education leaders at the Federal Reserve Bank of Boston to talk about "The Future of Higher…

This document records testimony from a hearing before the Committee on Education and Labor that was held to discuss the cost of college as well as student-centered reforms to bring higher education within reach. Member statements were presented by: (1) Honorable Robert C. Scott, Chairman, Committee on Education and Labor; and (2) Honorable…

After doubling during the Great Recession, tuition at California's public universities has leveled off: since 2012, it has increased by a modest 2.5 percent at the University of California (UC) and has not risen at all at the California State University (CSU). However, tuition is now at all-time highs at UC ($11,442), CSU ($5,472), and the…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability. Another factor is the availability of financial aid programs from federal, state, institutional and private sources. Well-rounded and strategically designed approaches to college affordability can…

As college costs continue to rise, students and their families increasingly rely on federal loans to help pay for college expenses. In 2011-12, over half of all undergraduates (52 percent) had borrowed money from the federal government to fund their education, compared with just over one-quarter (27 percent) in 1989-90, some 2 decades. Although…

The 120 movers and shakers included on LinkedIn's 2016 list of Next Wave honorees hail from a variety of industries but share a common goal. Their objective? To tackle some of the globe's most critical issues by rethinking business-as-usual. Professionals selected for the list are dedicated to transforming the way people live, learn, and even…

Trellis' Student Financial Wellness Survey (SFWS) seeks to document the financial well-being of post-secondary students and provide institutions with a detailed profile of the financial issues their students face, some of which could potentially impact their success in college. This report details aggregated findings for the 89 colleges and…

To provide greater understanding, Trellis Research recently conducted a mixed-methods, outcomes-based study of parent PLUS borrowers in Texas. The study, "PLUS Borrowing in Texas: Repayment Expectations, Experience, and Hindsight by Minority-Serving Institution Status," provides a rare look into the repayment behavior of Parent PLUS…

Every year, BC Student Outcomes collects feedback from former students who took post-secondary programs. Student feedback is essential to maintain quality and relevance in the education system. In 2020, more than 29,000 former students were surveyed; key results from those surveys are presented here. In 2020, 92 percent of the former…

Using a phenomenological method, this study explored the higher-education affordability perceptions of a purposively-collected group of 19 students at the pseudonymous Crestview Community College (CCC) in Colorado. The defining themes of the study were: (a) knowledge of the College Opportunity Fund (COF) program and perceptions of higher-education…

"Student Debt and the Class of 2017" is the thirteenth annual report produced by The Institute for College Access & Success (TICAS) on the student loan debt of recent graduates from four-year colleges, documenting the changes in student loan debt and variation among states as well as colleges. [For "Student Debt and the Class of…

Introduced in 2009, "How America Saves for College" is Sallie Mae's national study conducted by Ipsos that surveys American parents with children under the age of 18 about how they are preparing financially for college. The 2018 study is the seventh in the series. This primary research captures data on parents' saving-for-college…