Describes the student loan management program at the Divers Institute of Technology. Includes preparation of student loan portfolios, entrance interviews, midpoint interviews, and follow-up. Indicates that there must be more and better communication among lenders, secondary markets, services, guarantee agencies, students and schools to reduce the…

To help reduce the student loan default, the Default Management Initiative was developed. This project was designed to provide private career schools with the information, training, and tools needed to address the problem at the local level. (JOW)

Describes the student loan default management plan of the Art Institutes. The plan includes a student financial plan worksheet, a student financial planner, and activities for students regarding their loan responsibilities. (JOW)

Secretary of Education William J Bennett's use of for-profit schools as a metaphor for all student-loan collection problems threatens to reduce the financial options for low-income, educational at-risk youth. More grant aid is a better solution than additional barriers to student eligibility. (MSE)