Government-backed student loans are not a panacea for educational inequality or social ills. By examining student loans as a means of social control, Bourdieu's concept of symbolic violence can provide novel ways to encapsulate debt-response patterns across cultures and geographies. This gentle, invisible violence creeps in via misrecognition, a…

Generally, need-based financial aid improves students' academic outcomes (Nguyen, Kramer & Evans, 2019). However, the largest source of need-based grant aid in the United States, the Federal Pell Grant Program (Pell), has a mixed evaluation record (Bettinger, 2004; Rubin, 2011; Marx & Turner, 2018; Park & Scott-Clayton, 2018;…

In this study I deployed quasi-experimental methods to explore enrollment responses to a unique statewide college promise program for adult students attending college within the two-year public postsecondary education sector in Tennessee. State policymakers implemented Tennessee Reconnect in 2018 to encourage adult students without a college…

Advocates of tuition-free four-year public college make the argument for it too easy by asserting that it would be paid for out of taxes on the wealthy. Other uses of the revenues are possible. In this paper, Harry Brighouse and Kailey Mullane establish two criteria for comparing different uses of the revenues: the first criterion is, will the…

Given the skyrocketing costs of higher education, some borrowers -- particularly those with low incomes and those who were scammed by for-profit colleges -- genuinely need assistance. But portraying student loan forgiveness as a working-class issue is highly misleading. In fact, data on student borrowing shows that debt relief benefits few…

In Indiana, higher education and postsecondary degrees are not accessible to all. Indiana is one of eight states with legislation specifically prohibiting offering in-state tuition rates and state financial aid to immigrant students not legally residing in the country. (U.S. 2023). This makes college unaffordable for thousands of undocumented…

College promise programs, or place-based scholarships, are aimed at helping students attend and afford higher education. The American Dream Scholarship (ADS), offered by Miami Dade College (MDC), is a promise program that covers tuition and fees for the first 60 credits of an associate degree for students residing in and graduating from high…

Although colleges receive funds from student loans, they have largely escaped accountability for their role when students take on unaffordable student loan debt. One partial exception was a set of regulations called "Gainful Employment" that sought to hold some higher education programs accountable for excessive student loan debt. If a…

The purpose of this qualitative study was to explore Black women in graduate school and their experiences with financing their education and perceptions about student loan debt. Findings from the experiences of six Black women enrolled in graduate programs within the College of Education highlight inequality in institutional funding and student…

This study is part of a randomized control trial examining the results of a promise scholarship program, the Degree Project (TDP). Half of the ninth graders in one Midwestern urban school district were notified about a $12,000 promise scholarship offer if they met certain GPA and attendance requirements (2.5 GPA and 90% attendance). This analysis…

As students pursue undergraduate degrees, many are challenged with paying for college. Costs include direct charges for tuition, fees, books, room and board, and meal plans, as well as indirect costs such as transportation, utilities, insurance, cell phone, internet, and more. Many students borrow loans to cover these costs, but their…

The Teacher Education Assistance for College and Higher Education Grant (TEACH Grant) Program awards grants to students who intend to teach, to help pay for their postsecondary education. TEACH Grants are available to eligible students who are enrolled at a school that participates in the TEACH Grant Program, in a program of study that the school…

Many students use financial aid to pay for their collegiate education, specifically gift aid and student loans. While gift aid is free, it has not kept up with increasing college costs, which has led to borrowing student loans. Students believe borrowing loans are an investment in their employment goals (Baker et al., 2017; Dwyer et al., 2012;…

Community colleges serve more than a significant proportion of Americans who could not otherwise attend colleges by providing access to fulfill their educational goals. Many of the students enrolled in the institutions look to the federal government to finance their educational expenses by obtaining federally guaranteed student loans. The…

Nationwide, rural students enroll in and graduate from college at lower rates than their non-rural peers. Closing this gap in rural college access matters because individuals with a college education experience higher average earnings and lower rates of unemployment relative to their peers without a college credential. State financial aid programs…