Hearings on reauthorization of the Higher Education Act of 1965 that were held in Portland, Maine, in 1985 are presented. It is noted that in Maine, which is a rural state, family income is low and 56% of its students depend on federal financial aid programs. Specific concerns include: how costs at the University of Maine system compare with costs…

Guarantee agencies and their financing are discussed in order to increase awareness of their role and to provide information for policy decisions. Information is provided on: the history of the Guaranteed Student Loan (GSL) program, sources and uses of funds by state guarantee agencies for fiscal years (FY) 1982 and 1984, federal advances repaid…

Responses to a questionnaire circulated to all state guarantee agencies for the federal Guaranteed Student Loan Program (GSL) are reported. Information is reported, in charts and tables, on: dates the states signed GSL agreements with the Office of Education; states that guaranteed loans before GSL began in 1966; agency organizational types;…

Requirements for forming state guarantee agencies in the Guaranteed Student Loan Program are presented, based on two previous reports: "Perspectives on State Guaranteed Student Loan Programs" (March 23, 1979) and "Status Report on Non-Agency States" (March 29, 1979). After introductory material on background, purposes, and…

This study explored the role of financial aid in promoting year-to-year persistence over a five-year period following reauthorization of the Higher Education Act in 1992. The study cohort included 6,711 full-time beginning freshmen in the fall 1993/1994 terms at Arizona State University. Variables examined were (1) effects of receiving any…

This guide discusses federal student aid programs for postsecondary education and how to apply for them. It begins by outlining sources for finding out about student aid, such as schools, state higher education agencies, guidance counselors, and organizations connected with particular fields of interest. It then offers tips on how to choose a…

This booklet is intended to help high school students approaching graduation identify sources of financial assistance for postsecondary education. A question-and-answer format is used in the 10 sections which address the following topics: (1) general information (what is available from the Department of Education, criteria for applying, how to…

This short brochure offers practical advice and information to parents and students on financing a college education. It opens with 10 facts about financing a college education to serve as a backdrop for the advice and information offered in the following pages. The brochure offers its information in a question and answer format. Topics covered…

This report proposes reform recommendations in the Federal Student Loan Program that are intended to reduce government (and taxpayer) costs, allow for the incorporation of the National Service Initiative, and provide more flexible repayment terms for borrowers. The proposal provides for an evaluation period for direct government lending, the…

Final federal regulations through September 1989 for student financial aid and related concerns are listed in this publication. Regulations cover the following areas: family educational rights and privacy; Institutional eligibility under the Higher Education Act of 1965, as amended; student assistance general provision; Paul Douglas Teacher…

Issues concerning college student loans are addressed in 10 chapters written by educators, guarantee agency administrators, and government officials. Topics include: loan repayment, the impact of loans on access, loan programs in five industrialized nations, and the Guaranteed Student Loan program and other sources of financial aid. Chapter titles…

The federal role in helping colleges provide graduate education is considered, as part of hearings on the reauthorization of the Higher Education Act of 1965. The question of whether there is access to graduate education is addressed. Attention is directed to the following concerns: the appropriate balance between undergraduate and graduate…

Three models for anlayzing the Tuition Advance Fund (TAF) are examined. The three models are: projections by the Institute for Demographic and Economic Studies (IDES), projections by Data Resources, Inc. (DRI), and the Tuition Advance Fund Simulation (TAFSIM) models from Boston University. Analysis of the TAF is based on enrollment, price, and…

This study examined the use of private education loans at high-cost private colleges and universities. Responses were received from 100 of the 381 institutions who reported undergraduate tuition and fees, or professional school tuition and fees, of $14,000 or higher in 1996-1997. It was found that on most campuses private student loans play a…

Two possible types of loans for undergraduate study are outlined (loans to cover fees only and loans for living costs), and suggested repayment schemes and need analyses are given. Some notes are given on the administration of such a program. (MSE)