This book analyzes the financing of U.S. higher education. Chapter 1, "Introduction," discusses education's response to the labor market, causes of the financing crisis and constraints, and justifying change. Chapter 2, "How We Pay for College," examines components of the financing system; determining expected family…

This study examined the impact of background, aspirations, achievement, college experiences, and price on the persistence of first-generation (F-gen) and continuing generation (C-gen) college students at 4-year institutions using the National Postsecondary Student Aid Study of 1995-96 (n = 24,262). The authors found differences between the two…

This document, the fourth in a series of student financial aid research reports, focuses on need analysis in student financial aid. Nearly all of the family contribution expected by the analysis of ability to pay is produced by family income, and the Congressional Methodology implemented for the 1988-89 academic year places even greater emphasis…

Ways that private black college undergraduates and other private college students finance their education are compared, based on data for 2,380 student aid recipients at 38 colleges. Historically black college (HBC) students who received aid, compared with non-HBC students: (1) had fewer family resources to assist them; (2) earned less during the…

The distribution and impact of student financial aid at public two-year and four-year colleges and universities in 1981-1982 were investigated. A total of 226 institutions and about 12,000 student aid recipient records were evaluated. Findings include the following: in 1981-1982 about $6.6 billion in student aid was distributed to about three…

The relationship between capital available for student loans and the types of programs through which loans are made to students is examined in this paper on educational finance. Cost of attendance, amount of grant aid, and ability to pay are investigated as factors that affect the amount of loans a student needs to finance a college education.…

The movement toward a uniform methodology of determining parental ability to pay to be used over time by all institutions and agencies awarding financial aid funds is consistent with the goals and objectives of the College Scholarship Service (CSS). This paper describes a proposed system for a uniform methodology for measuring parental ability to…

This study focuses on predictors of student sensitivity to college tuition and financial aid in their college choice process. Data were drawn from a longitudinal study on the postsecondary education choices of high school students in the state of Indiana. The variables student and family background, student academic characteristics, student…

There are no quick and easy tips to motivating American Indian students into graduate education. The decision to make a commitment of time and money to graduate training, particularly at the doctoral level, and the ability to succeed in such a program, is affected by a number of factors: (1) parental and peer encouragement; (2) awareness of career…

Characteristics of 521 Mansfield State College students participating in Pennsylvania's Equal Education Opportunity Program were studied during 1978-1982. The program, which was enacted by Act 101 in 1971, is designed to provide opportunities to educationally and economically disadvantaged populations. Findings include the following: 79 percent of…

The way public college students finance college was studied, based on student resource and expenditure surveys from four states: Arizona, California, New York, and Wisconsin. Comparisons were made of demographic and academic variables, as well as expenditure patterns of students receiving different kinds of aid. The following four aid recipient…

Characteristics of students and their family/personal income was studied for each of the four segments of California higher education to determine how college costs were met. Data sources were the 1982-1983 Student Expenses and Resources Survey (SEARS) and student data files. Major findings include the following: In 1982, more than 300,000…

The types and sources of financial assistance provided to undergraduate students by their institutions during 1976-77 were investigated as part of a survey conducted by the American Council on Education (ACE). A sample of 760 colleges and universities that comprise ACE's Higher Education Panel were asked to report the amounts and kinds of…

Basic questions concerning the debate over tuition tax credits and expanded student aid and perspectives about the relationship between college costs and family income are discussed. The fundamental policy issues, rather than strictly economic issues, are the focus of attention. The most obvious challenge to existing policy has been support for…

Financial aid in American higher education is discussed with a primary focus on undergraduate education. Some major issues pertaining to public policy and pricing in higher education are considered, and the practice of subsidizing students, with special attention to the role of the federal government, is briefly reviewed. Information regarding…