Preliminary data and analyses on student financial aid during 1983-1984 are presented, based on a policy seminar at which a national survey of aid recipients was examined. Evidence suggests that students, especially those from low-income backgrounds, increasingly rely on loans as a form of college financing. Financial aid participation rates among…

Presentations and critiques include these topics: determinants of college decisions; supply and demand in postsecondary education; shortcomings of models and data bases; effects of price and nonprice characteristics; and some methodoligical considerations. Discussion questions include: Is there a middle-income squeeze?; How can nonapplicants be…

Testimonies are presented from U.S. Senate hearings on the Basic Educational Opportunity Grant Program (Pell grant program) for the 1982-1983 academic year. The proposed schedule is tied to an expected appropriation of $2.187 billion for Pell grants for fiscal year 1982. The administration's alternative involving no statutory changes would require…

Presented are extensive data tables showing the distribution of types and packages of student financial aid in the United States, according to family income, tuition level, and institutional control. Data are drawn from the data bank of the Cooperative Institutional Research Program. Federal need-based aid is emphasized. Some narration is…

The text of a hearing before the Senate Subcommittee on Education, Arts and Humanities is presented in which the family contribution schedule for the Basic Educational Opportunity Grant (BEOG) Program for 1979 was discussed. A letter from Joseph Califano, Secretary of Health, Education and Welfare, states that implementation of the BEOG program…

A model to estimate higher education enrollments and cost effects of financial aid plans is presented. A combination of the freshman demand and transition models allows the prediction of high school graduates who enter colleges, complete sequential levels of education, and complete degree programs. The freshman demand model is adapted from that of…

This report describes the distribution of financial aid to undergraduate students. All sources of funds are included and accounted for on a state-by-state basis. The Federal Office of Education programs are further described by institutional type and student income levels. The distribution of OE programs results in the following conclusions: (1)…

The cost of four years of undergraduate education, including living expenses, now averages nearly $80,000 at public colleges and over $100,000 at many private institutions. Tuition and fees have risen steadily since 1980, fueling concern that college is becoming prohibitively expensive for many families. This Congressional Budget Office (CBO)…

This study is one part of a two-part inquiry into subsidies for post-secondary education in Canada. Governments in Canada spend over $4 billion each year in transfers to individuals for the purpose of post-secondary education. Roughly half of this money goes out in need-based loans and grants, while the other half goes in "universal"…

This study examines the default behavior of 3,325 undergraduate student borrowers who attended Prairie View A&M University (PVAMU) and entered repayment on their TG-guaranteed Federal Family Education Loan Program (FFELP) loans between October 1, 2000 and September 30, 2002 (fiscal years 2001-2002). Using the Department of Education's official…

By examining trends in college affordability, this article explores the extent to which the public perception that college is not affordable is justified. First, the article describes trends in national indicators that contribute to ability to pay, including income growth, health care costs, debt burden, and personal savings rates. Trends in…

Fundamental features of the financial aid systems for college students in 10 European countries are described, as are the theoretical framework and research topics of the study on which this report is based. The study is intended to determine the per capita degree of subsidization in each country; to describe the effects of the financial aid…

The question of whether the availability of need-based student financial aid reduces the applicant families' incentives to save and work was assessed. Changes in the need-based aid system are also suggested. Need-based aid systems compute a family's ability to pay for college from information on the family's income and assets at the time a student…

The?future of?this country's colleges and universities is threatened by global competitive pressures, powerful technological developments, restraints?on public finance and serious structural limitations that cry out for reform. This report from The Secretary of Education's Commission on the Future of Higher Education, has recommended strategic…

Expenses at 3,200 schools and colleges are identified, and information is presented on applying for student financial aid and on estimating financial need. Recent changes in federal aid programs, eligibility requirements, and major programs are also outlined. In considering the cost of college, the following areas need to be addressed: tuition and…