This dissertation consists of two chapters studying the importance of household income for shaping student outcomes in the market for higher education in the United States. The first chapter uses the High School Longitudinal Study of 2009 to document that conditional on student ability, high-income students are more likely to enroll in college and…

The Tuition and Fee Report is produced annually by the Colorado Department of Higher Education to provide detailed information on the tuition and fee rates at Colorado's public institutions, as well as to give context regarding the state funding environment in which tuition and fee rate-setting occurs. Colorado has mirrored national trends over…

This article estimates the effects on depressive symptoms, family relationships, social support, and academic self-efficacy of participating in a forgivable loan program, using an instrumental variable (IV) estimation strategy. In particular, we estimate local average treatment effects (LATE) of program participation on these variables, using…

Financial aid has helped millions of students pay for their education beyond high school. This document provides information about federal and Minnesota financial aid programs, including the following sections: (1) How do I apply for financial aid?; (2) Five basic steps to apply for financial aid; (3) What types of financial aid are available?;…

This "2020 Perceptions of College Financing Report" provides insights that colleges and universities can use to engage students and families in conversations about cost. Ruffalo Noel Levitz (RNL), PLEXUSS, and RaiseMe sponsored this poll to identify the concerns high school students have about paying for college and the resources that…

This study examined the role of a state need-based financial aid policy in Latina/o high school students' meaning making of postsecondary access. Utilizing narrative research, the analytical focus on the meaning making uncovered patterns of individual agency in the journeys of eight Latina/o high school students who were recent enrollees in the…

In recent decades, several dozen colleges and universities have instituted loan-reduction initiatives (LRIs), such as "no-loan" programs. Institutions frequently cast such initiatives as efforts to increase socioeconomic diversity on campus. Using a difference-in-differences analytic strategy with national institution-level data, we…

This publication describes the methods and procedures used for the 2017-18 National Postsecondary Student Aid Study, Administrative Collection (NPSAS:18-AC). It also provides information that will be helpful to analysts in accessing and understanding the restricted-use files containing the NPSAS:18-AC data. NPSAS:18-AC includes cross-sectional,…

Tuition-free college policies have gained momentum since the implementation of the Tennessee Promise, which provides financial aid to students pursuing two-year post-secondary degrees in Tennessee. While previous research has addressed the effects of similar programs on student outcomes, scholars have yet to thoroughly investigate potential…

This report describes the need analysis formulas used to calculate the Expected Family Contribution (EFC) for federal student aid applicants. The formulas are codified in Title IV of the Higher Education Act (HEA), as amended. The Free Application for Federal Student Aid (FAFSA) is the data collection instrument through which students submit the…

In 2013, the Washington Student Achievement Council proposed a statewide goal for educational attainment that called for 70 percent of the state's 25-44 year olds (i.e., early and mid-career residents) to have a postsecondary credential. The goal was adopted by the state legislature and signed into law by Governor Jay Inslee. In 2019, the…

Rising rates of loan-taking and default have motivated higher education institutions to expand their knowledge about students' borrowing behaviors and the influence of loan debt on students' collegiate experiences and educational outcomes. This study addresses several limitations in the literature and provides insights into this topic. Using…

In response to goals of expanding access as well as public pressure to leverage substantial endowment resources toward increasing affordability, numerous elite colleges have enacted policies aimed at improving access and affordability by replacing student loans with grants in financial aid packages. No-loan policies, however, differ in the extent…

The recommendations put forth in this paper stemmed from a series of conversations, conducted over the course of 2019, with experts and stakeholders representing a range of perspectives and experiences within higher education and financial aid. The working group explored policy design details in depth and identified core areas of general…

The Cal State Student Association (CSSA) and The Institute for College Access & Success (TICAS) examine trends in college affordability for California State University (CSU) bachelor's degree recipients compared to its original analysis published six years ago. This new report finds that in 2021-2022, nearly two in three CSU bachelor's degree…