A collaboration between The Institute for College Access & Success (TICAS) and the Student Senate for California Community Colleges (SSCCC), this policy brief examines the costs of attending California Community Colleges (CCCs) for low-income students and the roles that financial aid resources, work hours, and student loan borrowing currently…

We examine how the racial wealth gap interacts with financial aid in American higher education to generate a disparate impact on college access and outcomes. Retirement savings and home equity are excluded from the formula used to estimate the amount a family can afford to pay. All else equal, omitting those assets mechanically increases the…

Background: Nearly two decades have passed since the last successful reauthorization of the Higher Education Act. Since then, student loan debt and the accumulation patterns based on race have become a pressing issue to address in U.S. society. Purpose: Student debt is one of the key issues on the federal higher education policy agenda. The…

In 2013, the Washington Student Achievement Council (WSAC) proposed as the state goal that 70 percent of the state's 25- to 44-year-olds (i.e., early and mid-career residents) should have a credential beyond high school. WSAC's Strategic Action Plan (SAP) provides a framework to organize the policy and practice innovation needed to achieve this…

Cosmetology is one of the most widely and onerously regulated occupations for lower-income workers, yet little research has explored the experiences of aspiring beauty workers. This first-of-its-kind study takes advantage of federal educational data--including a large, and largely untapped, dataset on nondegree credentials and work experience…

In August and September of 2021, the EdWeek Research Center surveyed nearly 1,500 high-achieving high school graduates from the Class of 2021 to assess the pandemic's impact on their high school experiences and post-high school plans. The nationally representative survey found that 2021 graduates saw heightened stress along with financial hardship…

Students' access to family help with paying for college tuition and living expenses varies by family resources, structures, and relationships, and can affect later outcomes and the extent to which students rely on various forms of financial aid. This study analyzes an originally collected dataset at two regional public four-year universities in…

This study investigated how first-generation, loan-borrowing college graduates from a California public college or university viewed the continued increase in college tuition and its impact on their financial well-being. College tuition has continued to increase and outpace the United States rate of inflation, and the mindfulness of student loans…

Is graduate school worth it? Graduate degrees--including master's, professional, and doctoral degrees--can help individuals boost their earnings and improve career advancement opportunities. But they can also be high-risk investments given rising costs, student debt, and the current lack of transparency about program outcomes. "Graduate…

In the latest addition to the National College Attainment Network's (NCAN) state policy resource library, we present a new report about how to simplify state financial aid programs. While maximum award amounts tend to grab headlines, the fine print can make all the difference in whether students can access and retain state aid. Those most impacted…

This study uses web sphere analysis to examine the usability and usefulness of information that selected 4-year colleges and universities are providing about the costs of attendance via their net price calculators and cost-related websites. Using compliance with current and proposed federal requirements for net price calculators as a starting…

Through the higher education act (HEA) reauthorization, congress has several opportunities to improve and simplify student loan repayment for borrowers. To address the challenges students face when repaying their loans, congress should simplify the existing federal loan repayment plans, strengthen public service loan forgiveness, eliminate loan…

The real price of college keeps rising, and it often surprises students and their families.1 People know tuition is expensive. They also usually account for books and supplies, even if they might cost more than expected. Still, they don't always expect or fully understand how the price of housing, food, and transportation factor in. It's not their…

State financial aid is a critical piece of college affordability for students from low-income backgrounds. Nearly three quarters of all students attend college in their home state - which is typically a requirement for state-based financial aid - and first-generation and students from low-income backgrounds are even more likely than their peers to…

Due to the impact of COVID-19, current and incoming students will be facing unprecedented struggles when starting the new academic year -- and, likely, for years to come -- and many students will need significant additional support to pay for college. It is critical to protect and strengthen the Pell Grant program to reduce students' need to…