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Download full textEmrey-Arras, Melissa; Clark, Cheryl E.; Evans, Lawrance L., Jr. – US Government Accountability Office, 2022
Over the last three decades, the Direct Loan program has grown in size and complexity, with almost $1.4 trillion in outstanding federal student loans. The Direct Loan program provides financial assistance to students and their parents to help pay for postsecondary education. The US Government Accountability Office (GAO) was asked to review changes…
Descriptors: Student Loan Programs, Student Financial Aid, Federal Programs, Federal Aid
Peer reviewedJennifer Wine; Beth Hustedt; Jennifer Cooney; Erin Thomsen – National Center for Education Statistics, 2023
This report describes the design, methods, and results of the 2016/20 Baccalaureate and Beyond Longitudinal Study (B&B:16/20) conducted by the U.S. Department of Education's National Center for Education Statistics (NCES). It is the second follow-up with a cohort of bachelor's degree recipients originally identified during the 2015-16 National…
Descriptors: Longitudinal Studies, College Graduates, Bachelors Degrees, College Students
Kentucky Council on Postsecondary Education, 2018
Financial literacy, or understanding how money is made, spent, and saved in order to make informed decisions, is particularly important during the transition to and through college. Students who have a deeper understanding of finances and how they work are better positioned to make decisions regarding the college or university they attend, what to…
Descriptors: Money Management, Knowledge Level, Consumer Education, Public Colleges
Weinberg, Steven; Moore, Damien – Congressional Budget Office, 2006
The federal government's student loan programs for higher education convey substantial financial benefits to borrowers because of their broad availability and favorable terms. Of the various provisions included in a federal student loan contract, the option to consolidate individual loans contributes greatly to a borrower's benefits and the cost…
Descriptors: Federal Government, Student Loan Programs, Federal Aid, Loan Repayment
Weinberg, Steven – Congressional Budget Office, 2006
Federal student loans include a complex consolidation option that gives borrowers the opportunity to combine several loans into a single loan with a longer term to maturity and, for loans originated before July 2006, to convert from a variable- to a fixed-rate loan. The consolidation option adds substantial costs to the federal student loan…
Descriptors: Costs, Federal Programs, Student Loan Programs, Postsecondary Education
Humphrey, Justin – Congressional Budget Office, 2005
The federal government assists students and their parents in meeting the costs of postsecondary education through two student loan programs, the Federal Family Education Loan Program and the William D. Ford Direct Loan Program. Although the two programs provide similar benefits to borrowers, their structures and operations differ greatly. As a…
Descriptors: Costs, Federal Programs, Federal Legislation, Student Loan Programs
Guthrie, Marty; Rappaport, Renee – 1984
Guidelines are provided to assist in the interpretation of the regulatory requirements regarding disbursement of funds to students under Title IV student aid programs. Attention is also directed to the higher education community's self-regulation initiatives regarding refund and repayment, as well as the Department of Education's regulations in…
Descriptors: Administrative Policy, Administrator Guides, College Students, Compliance (Legal)
