With student debt exceeding $1.5 trillion in 2018, institutions of higher education face increased pressure to improve college affordability. In response, a small but growing number of institutions have implemented income share agreements (ISAs) as an alternative way to help students pay for all, or a portion of, their college tuition. In an ISA…

As this anniversary issue of "Change" goes to press, Congress should be considering reauthorization of the Higher Education Act. It was up for renewal in 2014. But meaningful action before the November 2018 elections seems unlikely. What was once routine housekeeping with broad bipartisan support has in the past 15 years become another…

This "2020 Perceptions of College Financing Report" provides insights that colleges and universities can use to engage students and families in conversations about cost. Ruffalo Noel Levitz (RNL), PLEXUSS, and RaiseMe sponsored this poll to identify the concerns high school students have about paying for college and the resources that…

The recommendations put forth in this paper stemmed from a series of conversations, conducted over the course of 2019, with experts and stakeholders representing a range of perspectives and experiences within higher education and financial aid. The working group explored policy design details in depth and identified core areas of general…

This research study attempted to understand the implications of a last-dollar, free community college program, otherwise known as a College Promise Program, and its ability to provide educational access, academic success, and degree attainment for the neediest of students. Three research questions focused on the relationship between eligibility…

Deferred Action for Childhood Arrivals (DACA), which began in 2012 through an Obama executive order, provides individuals who entered the country illegally or overstayed visas as minors with work permits and protection from deportation. Of the approximately 11 million undocumented people in the United States, 690,000 hold DACA permits. They are…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

State need-based financial aid programs are a key driver of college access and completion for lower-income students and racially marginalized students in California, most of whom attend public two- and four-year colleges and universities and come from families with annual incomes of less than $40,000. As the state's largest need-based financial…

To understand increases in student share of net tuition for state colleges and universities, resulting from state financial decreases in support for higher education, a quantitative, longitudinal, multi-level analysis of data from all 50 states in the USA from 1992 to 2013 was examined. Five hypotheses related to (1) growth in student share of net…

College affordability is a significant factor in student access, retention, and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

These tables present data from four administrations of the National Postsecondary Student Aid Study (2003-04, 2007-08, 2011-12, and 2015-16) showing trends in how graduate students financed their education. Data include the demographic attributes and academic characteristics of graduate students and the average price of attendance for the programs…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

It has been three years since Mike DeWine was sworn in to serve as Ohio's 70th governor, joined by Jon Husted as lieutenant governor. From the very beginning, Governor DeWine requested that his Cabinet listen carefully to the people of the state and then proceed to act with a sense of urgency to strengthen and improve the great state of Ohio. This…

This qualitative study examines how 30 low-income students' sense of belonging is affected by financial constraints. Guided by Strayhorn's (2012) sense of belonging concept, 30 low-income participants discussed how their financial positioning shaped their belongingness experiences. Findings illustrated participants' financial position shaped sense…

In an era of escalating higher education costs, students and families need to be aware of all of their options for financing college and how those financing options work. Financing remains one the top factors for choosing a college, especially for students with greater financial need. Those who do not receive the award packages and financial…