Five years after our 2019 analysis of student borrowing rates across the University of California (UC) system, TICAS partnered with the University of California Student Association (UCSA) again to evaluate the state of affordability and student debt for undergraduates at the UC, and their implications for student success. While our analysis finds…

In this dissertation, I study the relationships between financial aid, student characteristics, persistence, and completion in three separate chapters. In all three chapters, I use detailed, student-level administrative data from the UNC System beginning in the Fall 2013 semester. The first chapter is entitled "Tuition Reduction and Student…

Nationally, Ithaka S+R estimates that over six million students have completed credits at postsecondary institutions that they cannot document due to a past due balance. These overdue balances contribute to a national problem of stranded credits--credits that students have completed but cannot document because they were unable to fulfill their…

Since 1997, education tax benefits have become an increasingly important component of federal higher education policy. For 2023, 11 higher education-related tax benefits are available. After 2025, absent legislative action, this number will effectively increase to 13. Two provisions that are temporarily suspended are scheduled to be…

The authors contend that the current trajectory of higher education lands our society more or less where the history of higher education began: a haven for the white and wealthy. They maintain the position that in order to intervene in this situation, higher education must be able to identify not only roots of its affliction but its remedies. The…

As students pursue undergraduate degrees, many are challenged with paying for college. Costs include direct charges for tuition, fees, books, room and board, and meal plans, as well as indirect costs such as transportation, utilities, insurance, cell phone, internet, and more. Many students borrow loans to cover these costs, but their…

Transportation costs (gas, car maintenance, public transportation, and parking) make up a large part (nearly 20 percent) of college students' living expenses. Additionally, many students face long commutes because they lack access to a reliable car and/or rely on inconvenient public transportation. Periodic car breakdowns can lead to missed…

For the first time in U.S. history, a proposal for nationwide free community college passed through the House of Representatives in the fall of 2021. Although the provision was ultimately dropped from President Joe Biden's Build Back Better bill, its early presence suggests the political appeal of making college accessible to more Americans. These…

This document records testimony from a hearing before the Subcommittee on Higher Education and Workforce Development of the Committee on Education and the Workforce that was held to examine lowering costs and increasing value for students, institutions, and taxpayers. Opening statements were provided by: (1) Honorable Burgess Owens, Chairman,…

College affordability is a significant factor in student access, retention, and completion. Tuition and fee rates are a component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources, among other factors. Strategically designed approaches to college affordability can better…

An increasing portion of the U.S. population is interested in and enrolling in higher education, and colleges and universities across the country are responding and actively recruiting a wider variety of students than in the past to maintain if not increase enrollment (Holland 2015; Irlbeck et al. 2014). Many of these students are considered…

In 2018, New America partnered with uAspire, a nonprofit focused on college access and affordability, to review thousands of financial aid offers from over 500 colleges and universities. The resulting report, "Decoding the Cost of College: The Case for Transparent Financial Aid Award Letters," recommended several minimum bars financial…

The costs of attending four-year colleges and universities in the United States have steadily increased over four decades leading to high levels of student debt and many obstacles for low-income students. The analysis presented appraises the extent of the cost and affordability problems, debunking the sensationalistic claims that are common in…

The College Cost Reduction Act would overhaul the Higher Education Act, making changes to student borrowing and repayment, borrower protections, college oversight, postsecondary data, and more. The bill includes a new proposed risk-sharing model that would require colleges to repay the federal government for a calculated proportion of their…

Over the past two decades, the practice of tuition discounting has become commonplace, and the discount percentage has steadily increased since 2008. This study replicates the work executed by Juliana Browning in 2013. This study focuses on the sustainability and viability of Title IV participating, private, four-year, not for profit, degree…