Higher education leaders are looking for high impact ways to improve retention and graduation rates in a climate of austere budgets. Increasingly, higher education sees the interplay of finances and academic performance as a key driver of student success. Across the nation, measurable improvements in student success outcomes are observed when…

As the COVID-19 pandemic is proving, maintaining student financial wellness is key to keeping students enrolled. The Student Financial Wellness Survey (SFWS) was open from October 2020 to November 2020. The COVID-19 pandemic and the associated economic crisis were prominent concerns for students as they navigated a mostly remote learning…

The author demonstrates mathematically that shifting from a grant to loan financing system for students lengthens the time before a graduate breaks even. The implication is that all loan financing for which the repayment is concentrated in the earlier years of working life has some deterrent effect upon college attendance because the net payoff is…

The Tuition Advance Fund is proposed as a financial aid program that transfers the burden of financing higher education from parents to students. The federal government would establish a fund from which any student successfully completing his freshman year could draw an advance for tuition and expenses the following year, and repayments would be…

This empirical study examined postsecondary-student attitudes and preferences regarding five discrete student loan plans and loan plan features. Questions addressed dealth with debt ceilings, loan repayment time span and percentage of annual income, and alteration of repayment plan choices. A random sample of 218 federal aid recipients was used.…

Hearings on reauthorization of the Higher Education Act of 1965 that were held in Portland, Maine, in 1985 are presented. It is noted that in Maine, which is a rural state, family income is low and 56% of its students depend on federal financial aid programs. Specific concerns include: how costs at the University of Maine system compare with costs…

Expenses that health professions students incurred, sources of income to meet those expenditures, and indebtedness incurred by the students during the 1976-77 school year were studied. A questionnaire, which is appended, was mailed to a sample of students registered in schools of dentistry, optometry, osteopathic medicine, pharmacy, podiatry,…

Three models for anlayzing the Tuition Advance Fund (TAF) are examined. The three models are: projections by the Institute for Demographic and Economic Studies (IDES), projections by Data Resources, Inc. (DRI), and the Tuition Advance Fund Simulation (TAFSIM) models from Boston University. Analysis of the TAF is based on enrollment, price, and…

Seven plans for financing higher education's expansion in the United Kingdom are described, analyzed, and compared, particularly as each addresses three issues: student loan program design; tuition; and student loan repayment. Criteria for evaluating the plans include efficiency, equity, and implications for stability of public spending. The…

Hearings on reauthorization of the Higher Education Act of 1965 that were held in McKeesport, Pennsylvania, in 1985 are presented. The largest and most important programs contained in the Higher Education Act provide grants, loans, work opportunities, and special services to students with a demonstrated need for federal financial aid. These…

Hearings on reauthorization of the Higher Education Act of 1965 that were held in Gettysburg, Pennsylvania, in 1985 are presented. The largest and most important programs contained in the Higher Education Act provide grants, loans, work opportunities, and special services to students with a demonstrated need for federal financial aid. The Act also…

Students at 12 of the 13 schools and colleges of optometry were surveyed for demographic, socioeconomic, and financial characteristics in 1975-76. The western region was found to have the highest ratio of students to population. Overall, students indicated they intend to practice in communities similar to those of their permanent residence. The…

This booklet provides guidance for students and families who seek help in meeting college costs. It begins with guidelines for developing a funding strategy, with tips on how to calculate amount needed and planner's net worth and including sample budget forms and balance sheets. This section is followed by descriptions of the investments…

A guide to financing medical school studies is presented. Financial planning should ideally begin as soon as medical school admission becomes a possible goal. Information is provided to help estimate costs and identify sources of financial aid, including help provided by a spouse or parents, institutional assistance, private loans/scholarships,…

The report presents recommendations of Maine's Task Force on Postsecondary Education Funding, which examined the effectiveness of existing postsecondary financial aid programs serving Maine students and identified ways to ensure that costs of postsecondary education are affordable for aspiring and qualified students. After a statement of financial…