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Download full textFurquim, Fernando; Deane, K. C.; McCall, Brian P.; DesJardins, Stephen L. – AERA Open, 2022
This paper studies the patterns of individuals' student loan repayment for up to 12 years, tracking borrowers through the formative ages of the early 20s to the late 30s. Using social sequence and cluster analysis to understand these longitudinal repayment histories, we identify five archetypes of loan repayment that describe borrowers'…
Descriptors: Student Loan Programs, Loan Repayment, Loan Default, Racial Differences
Direct linkMcKinney, Lyle; Burridge, Andrea; Mukherjee, Moumita – Teachers College Record, 2017
Background/Context: Sub-baccalaureate certificates can provide an accelerated pathway to gainful employment for the unemployed or underemployed. Certificates represented only 6% of postsecondary awards in 1980, but today they represent 22% of all credentials awarded and have superseded associate's and master's degrees as the second most common…
Descriptors: Student Certification, Student Characteristics, Enrollment, Outcomes of Education
