Mastery-based testing (MBT) is a form of categorical grading where students are repeatedly assessed until they achieve a level of mastery. This paper describes the implementation of MBT in a university quantitative literacy class using a web-based homework system. Qualitative evidence in the form of student comments showed that quantitative…

For students with a significant amount of student loan debt, the excitement of graduating from college can be overshadowed by feelings of anxiety and fear. Debt perception is about more than the cost of a college degree, the amount of financial aid received, or the value families place on education. In this article, the author tells a story about…

This study aims to develop a valid and reliable measurement tool to determine the financial literacy levels of primary school 4th-grade students. The research sample consists of 567 4th-grade primary school students studying in the Kahta district of Adiyaman. The prepared scale items were sent to the field experts for content and opinion validity,…

University students and university personnel are important contributors to the economy of the United States regarding excessive student loan debt. As such, a lack of financial literacy is a significant problem. The purpose of this single descriptive qualitative case study was to describe the experiences of certain individual university students…

There is a growing awareness of the importance of financial management skills. However, few studies have systematically examined this topic in China's current higher education (HE) system. In this study, we examine whether enrolling in a finance-related program, either as a degree program or as an elective, improves students' financial literacy…

The increasing complexity of financial products and services requires a domain of information and knowledge in the financial area. This study explores the role of financial literacy in undergraduate students at a higher education institution in Portugal. A sample of 196 undergraduate students enrolled in six courses in the fields of engineering…

The innovative methodology of the financial literacy formation in primary school students has been theoretically substantiated, the research has been carried out on the basis of education for success in life (integration of media education, financial education and education for sustainable development) and the relationship between the pedagogy of…

The current study aimed to explore the effects of interactive read-aloud with children's picture books on third-grade elementary school students' financial literacy attitude and behavior. A pretest-posttest control group quasi-experimental research design was employed. The sample of the current research consisted of 46 third-grade elementary…

In this paper, we examine college graduates' perceptions of entering student loan repayment and how they navigated this process. Findings highlight the importance of helping students make informed borrowing decisions, particularly as they begin repaying their student loan debt. Policy makers wishing to hold institutions accountable for keeping…

This article proposes an in-depth mathematics analysis of simple and compound interest through an exploration of the mathematical structures underlying these concepts. Financial numeracy concepts (simple and compound interest, interest rates, interest period, present and future value, etc.) have been added to the mathematics curriculum of the…

This paper studies how students' financial literacy affects their perceptions of returns to schooling and consequently their schooling decisions. We first propose a model of human capital accumulation where financially illiterate students exhibit a cognitive bias of "ironing heuristic." With this decision heuristic, students tend to…

Students in Asia usually receive financial literacy education in English. This study examines the foreign-language effects of financial literacy education both at home and school among secondary school students in Hong Kong (n = 1011). The study investigates the influence of language on students' risk-taking values, financial attitudes…

In this study, the authors engaged with 54 peer financial mentors from seven institutions of higher education across the US through a qualitative inquiry using a Maslowian lens. PFMs, a type of college student worker, are typically hired by program managers or supervisors of financial wellness programs housed within financial offices, student…

Financial literacy is a tool necessary for navigating adulthood, often overlooked when preparing students for college decision-making. Despite the lack of preparation, research indicates financial issues as one of the most significant concerns for student retention, affecting first-generation and minority students the most. The purpose of this…

Mandatory fees in higher education have increased substantially in recent years. These increases have changed the net cost of attendance for students from semester to semester. Coupled with these changes, we are witnessing an increase in students from diverse lived experiences who are traditionally unaware of costs associated with their…