Thirty years ago a cashless society was predicted for the near future; paper currency and checks would be an antiquated symbol of the past. Consumers would embrace a new alternative for making payments: electronic money. But currency is still used for 87% of payments, mainly for "nickel and dime" purchases. And checks are the payment…

Describes a classroom economics system for fifth graders based on real-life experience. Income earned in assigned "jobs" may be spent for future fixed expenses, unexpected opportunities and expenses, and immediate entertainment. Students learn social skills as well as how to bank, buy stock and insurance, cope with unemployment, manage a store,…

Interest rates can significantly influence people's behavior. When rates decline, homeowners rush to buy new homes and refinance old mortgages; automobile buyers scramble to buy new cars; the stock market soars, and people tend to feel more optimistic about the future. But even though individuals respond to changes in rates, they may not fully…

The purpose of this high school consumer education course is to make the student sware of his place in the economic system. This is achieved through the attainment of certain goals: 1) an understanding of the American economic system; 2) the function of money and banking; 3) a consideration of various types of insurance; 4) an identification of…

This document provides teaching guidelines and student material for a unit intended for use in high school business, consumer, or home economics programs. Time allotment is from four to six hours of classroom time. The objective of this capsule is to help students understand the basic functions of and services provided by three types of financial…

The course outlined in this curriculum guide, modified to fit the quinmester organization of schools, focuses on the role of the individual as a consumer. The aim of this elective, grades 7-9 course is to help the student develop sound decision-making habits for functioning more effectively in the marketplace and best fulfilling his role as a…

The guide was written to give secondary level hearing impaired students exposure to real life problems from a social studies perspective. Units are outlined for the three levels of the high school years and provide an overview, information on vocabulary, target competencies, suggested activities, sources, and a list of objectives. The units are…

This document provides teaching guidelines and student material for a unit intended for use in high school business, consumer, or home economics programs. Time allotment is from four to six hours of classroom time. The objective of this capsule is to help students determine the financial institution that would best meet their needs. The student…

This document provides teaching guidelines and student material for a unit intended for use in an eighth grade mathematics or consumer program. Time allotment is from four to five hours of classroom time. The objective of this capsule is to teach the basic concepts of banking, including how a bank makes money for its customers, services which a…

This document is a text for teaching economics. The book is divided into seven units. Unit 1 is called "What is Economics?" Its seven chapters discuss economics and scarcity, money, the role of the consumer, the role of the producer, capitalism and the free enterprise system, and the circular flow of the economy. The second unit is "How the United…

This pamphlet is the fourth grade component of a series of elementary level economics and consumer education teaching resources. It contains objectives and key concepts for economic education which have been identified by the Florida State Department of Education. The first part of the document lists these objectives and concepts, as well as…

Part four in a series of elementary level economics and consumer education teaching resources, this guide is designed for use with fifth and sixth graders. The first section identifies concepts and related objectives, defines relevant terms, and lists audiovisual and print resources related to each concept. Key concepts include basic economic…

The teacher's guide is the third in a series of three developed for primary or early intermediate levels. It consists of learning experiences designed to build student familiarity with basic economic terms and concepts: consumer, producer, needs, wants, goods, services, short-range and long-range planning, fixed and variable expenses, and budgets.…

These four consumer citizenship curriculum guides for social studies, English, science, and mathematics incorporate consumer education into these subject matter areas in grades 8-12. Each guide is organized around 10 main component/goals. They are basic economics in the marketplace, credit, consumer law/protection, banking skills, comparison…

The teacher's guide is the second of three developed for primary and early intermediate levels. The learning experiences focus on helping the student to develop an understanding of the family as an economic unit and of money as a medium of exchange that facilitates trade; to identify ways of earning, saving, and spending money; to recognize the…