This article shows that, after decades of inequality, the 1990s saw sudden and dramatic increases in lending to low income and minority groups. Drawing in part on the work of Williams, Nesiba and McConnell (2005), we argue that government deregulation, industry restructuring and government-insured loans all fueled this growth by increasing the…

IN CONTRAST WITH THE BASIC SOCIALIZATION PROCESS AND ACCULTURATION OF THE IMMIGRANT, THE NEGRO STILL IS MORALLY AND SOCIALLY ISOLATED FROM SOCIETY. ALTHOUGH CHANGES TOWARD MORE EQUALITY FOR THE NEGRO WILL OCCUR, THEY WILL BE DIFFICULT TO BRING ABOUT. THE GHETTO, WHICH ISOLATES THE NEGRO, PERSISTS BECAUSE OF THE VAST PROFITS THAT WHITE REALTORS…

Contents of this book comprises: Introduction--A decade of change; (1) Race and its consequences: Beliefs and acts; (2) Race relations in different societies: A comparative perspective; (3) Implementing discrimination: the institutional impact of prejudice; (4) Leaders in change: A set of profiles; and (5) Options facing Americans: Pathos to…