An increasing number of individuals will be unable to retire comfortably amidst an international retirement savings crisis. Research suggests that behavioral factors contribute to inadequate retirement savings. We present a procedure that reframes the retirement savings decision, aimed at alleviating some of the negative effects of the behavioral…

This research examined the influence of delay and anticipated health and enjoyment on the amount of retirement savings sacrificed for early retirement. In addition to testing and supporting predictions that willingness to sacrifice retirement savings would be less with shorter delays to retirement, greater anticipated health, and greater…

A life cycle perspective is used in this study to develop and test a model suggesting that events occuring early in the worker's life, and often beyond his control (e.g., choice of parents), influence the control over labor force withdrawal and the retirement incomes of very early retirees. (CT)

An analysis of the response of British health, social care, and housing agencies to the needs of the elderly was conducted. The purpose of the study was to determine how the British are improving their services to meet the needs of the rapidly increasing population of the elderly in an era of slow growth of public spending. The analysis showed the…