Financial professionals involved in divorce proceedings, whether for a client or an attorney, often use software to project the ability of a dependent spouse to earn income off of her separate estate. These projections have historically relied on static inputs and use a Monte Carlo simulation to illustrate the paths a portfolio might take. Within…

Indiana recently gained status as a national leader in educational reform. At the same time, a record number of superintendents retired, with 62 retirements in 2012 and 2013, representing 21% of superintendents in the state. The purpose of this study was to explore factors influencing superintendents' decisions to retire during this time.…

In the wake of recent events, especially the Great Recession of 2007-2009, affecting the economy, resulting in job losses, personal financial distress, and gloomy perceptions of their future well-being, many Americans are concerned about their financial quality of life in retirement. The media is replete with a plethora of advertisements for…

Retirement is another phase of life. It is neither occupational death nor physical death. This study investigated principals' perception of the strategies to cope with retirement. One research question and one hypothesis guided the study. The sample for the study was 259 principals in Anambra state schools. Questionnaire was the instrument for the…

Retiree recruitment is a burgeoning economic development strategy among rural communities despite uncertainty over whether later-life migrants will bring with them "Gray Gold" in the form of economic development or "Gray Peril" in the form of a reduced willingness to support the provision of local public services such as…

The infamous equivalent or lower qualifications (ELQs) regulation--the withdrawal of funding from students who have previously gained a higher education qualification--has cast a long shadow over adult continuing education in English higher education since its introduction in 2007. Together with the attack on funded adult provision in local…

The current economic crisis has naturally reached into one's pocket and made many people anxious about their own finances. As consumers ride out these treacherous times, where can they go to find advice on managing and paying down their debt, protecting their investments, incomes, and retirement plans, and applying for mortgages in a tight credit…

This study examined whether Canada's public pensions (Old Age Security and Canada Pension Plan) provided adequate income for seniors living in Nova Scotia in 2005 to afford a basic nutritious diet. Monthly incomes were compared to essential monthly expenses for four household scenarios: (a) married couple, 80 years and 78 years, in urban Nova…

The various retirement income options available to TIAA-CREF participants and federal taxes on each option are explained. The importance of early planning for retirement income is stressed and it is suggested that assessment of future financial needs will indicate the most appropriate settlement mode for retirement. (SF)

The basic provisions of the TIAA-CREF retirement plans are outlined and the impact of inflation and falling stock prices on annuities and bonds are investigated. Major factors that should be considered when allocating contributions to TIAA-CREF funds are discussed. (SF)

This book presents the reactions and experiences in retirement of TIAA-CREF (Teachers Insurance and Annuity Association-College Retirement Equities Fund) annuitants. Chapters cover general attitude toward retirement, when to retire, where to live; financial status, problems, and advice; aging and health; activities during retirement; relations…

An article based on a speech to the 24th National Conference on Higher Education of the American Association for Higher Education, Chicago, March 3, 1969. (AP)

Current income and anticipated income are important considerations in people's preretirement planning for when and where to retire. Community characteristics, suitable and affordable housing, utility costs, and natural resources may be weighed when decisions about where and when to retire are under consideration. If pre-retirees are to carry out…

The federal legislative agenda must focus on three trends: (1) the rise in health care costs; (2) the serious decline in the personal savings rate and the effect on pensions; and (3) the lengthening period of retirement as a combination of early retirement and longer life spans. (SK)

This guidebook on retirement planning helps potential retirees by raising important issues in such areas as changing roles and relationships, health and fitness, meaningful use of time, working options, financial and estate planning, and housing and lifestyle. The first section, on attitude and role adjustments, discusses support systems, changing…