Financial professionals involved in divorce proceedings, whether for a client or an attorney, often use software to project the ability of a dependent spouse to earn income off of her separate estate. These projections have historically relied on static inputs and use a Monte Carlo simulation to illustrate the paths a portfolio might take. Within…

Loneliness can be deemed as a social deficiency. Loneliness discloses the relationship between the desired and achieved a level of social interaction. Loneliness is not linked with social isolation, solitude, or aloneness. When low levels of social contact are desired, they may be experienced as positive. Loneliness is associated with mental…

Purpose: As part of an ongoing effort to analyze the distributional implications of potential policy reforms to the U.S. Social Security system, we consider the widely discussed reform of earnings sharing. Such an approach has been viewed as a way to "update" Social Security's family benefits based on marital status and as a means to…

Economic well-being after retirement depends on an individual's portfolio which includes income from Social Security, pensions, transfers from public or private sources, and accumulated wealth. Any event which interrupts the savings process can have an adverse effect on an individual's economic status after retirement. Dissolution of marriage,…

This guide offers advice to help people cope with a variety of losses, including losses associated with divorce, retirement, relocation, disability, or illness, and the loss of a pet, financial security, independence, or control and decision making. It discusses what one can expect when one suffers a loss and how to handle grief. Common reactions…

Older women, who comprise two-thirds of the retired U.S. population, share substantially less of the $1.3 trillion worth of over 800,000 private and public pension plans by every way of measurement. Of the one-in-five women receiving pension income, some obtain it from their own paid work history, while others are widows and divorced women who…

The baby boom generation--those born during the post-World War II years 1946 through 1964--has a track record of rebellion that has caused startling cultural and social transformations, including rock 'n' roll, the peace movement, civil rights, and agendas we can be less proud of. Reports indicate that this generation is again poised to create a…

Case studies of 25 recent retirees from midwest plant formed basis for profile of ordinary retirement. Found that commonalities of preparation, satisfaction, activity patterns, and relationships far outweighed differences. Exceptions were found for the widowed, divorced, and those with health disabilities. (Author/NB)

This brochure presents the facts about the financial situation of older women. It explains the vital role of Social Security (SS) for women and offers suggestions to improve their financial outlook. A true/false checklist tests knowledge about women growing older and remaining financially secure. These reasons for poorer older women are outlined:…

Used longitudinal data to investigate factors associated with evaluations of work, retirement, and well-being of 1,398 never-married, widowed, and divorced/separated men and women. Factors associated with evaluations tended to be similar across marital status. Formerly married women especially seemed to warrant attention of practitioners who plan…

Increased divorce rates, declining marriage rates, and a predisposition to widowhood in later life all contribute to the heterogeneous marital histories of women approaching retirement. Existing research on retirement, however, has not considered the diversity in marital status that exists among retired women. The purpose of the present study was…

This document is one of three monographs resulting from a three-year study of adult counseling programs and practices in the United States. The first section of this monograph describes issues and potential problems associated with four frequently-experienced adult life transitions, i.e., divorce, midlife career change, preretirement planning, and…

These proceedings contain 25 presentations, some of which are followed by discussants' papers. They include: "Comparative Approaches to Welfare" (Badir); "More for Less: Low Cost of Universal Access to Health Care in Canada" (Barer); "Consumer Issues and Concerns in Health Care Provision" (Brown); "Low Cost of Universal Access: Reaction from the…

These proceedings consist of 16 papers, some of which are followed by discussants' comments. They include: "Growing Older in a Rural Retirement Community" (Brokaw, Peters, Tripple; discussants Olson, Tucker; "An Interactive Computer Model for Achieving Personal Financial Goals" (Dilbeck, Hinds, Ulivi; discussants Burton, Peterson); "The Economics…

This annual publication contains 66 presentations, poster sessions, papers, and panel and workshop sessions. Invited and refereed papers are as follows: "View from the States" (Humphrey); "Consumer Policy Perspectives" (Byrne); "Consumers' Response to Credit Card Solicitations" (Hogarth, Shue); "Welfare Impact of…