A discussion of the high level of student borrowing to pay for higher education looks at the situation today, examines college cost and aid trends, explores implications for the future if students continue to increase their borrowing, and offers a proposal to create a new generation of loan forgiveness programs through a public/private…

The complex rules and regulations of the student financial aid industry have alienated and confused both students and parents, especially those from lower income families. Unless simplified, the financial aid application process will continue to act as a deterrent to participation in the U.S. educational system. Families managing to overcome the…

Final federal regulations through September 1989 for student financial aid and related concerns are listed in this publication. Regulations cover the following areas: family educational rights and privacy; Institutional eligibility under the Higher Education Act of 1965, as amended; student assistance general provision; Paul Douglas Teacher…

This study examined effects of increased availability of undergraduate student loan funds under the Higher Education Act Amendments of 1992. It studied the effects of price variables and accumulated debt on student persistence decisions using data from the National Student Postsecondary Aid 1992-93 and 1995-96 Surveys. For two-year college…

During the past several years, Allen County Community College has experienced a growing number of uncollected student accounts. In an effort to encourage timely payment of student charges, lower the number of students receiving payment deferments, increase cash flow at the beginning of each semester, and reduce the number of bad debts being…

This report presents recommendations from the Office of Inspector General for amendments to the 1998 Reauthorization of the Higher Education Act that are intended to improve integrity of student financial assistance programs and to save taxpayer dollars. Seventeen proposals divided into four areas--institutional eligibility and enforcement;…

The failure of students to repay federally insured loans has led to an increased emphasis on default prevention and threatens institutions with high default rates with exclusion from federal student aid programs. Prior studies of default prevention using theoretical constructs based on economics, sociology, and psychology have yielded mixed…

The report presents recommendations of Maine's Task Force on Postsecondary Education Funding, which examined the effectiveness of existing postsecondary financial aid programs serving Maine students and identified ways to ensure that costs of postsecondary education are affordable for aspiring and qualified students. After a statement of financial…

This document is a compilation of final federal regulations issued from January through July, 1994, concerning student financial aid (SFA) and related concerns. The first portion includes the following parts under Title 34 of the Code of Federal Regulations: Drug Free Schools and Campuses, Family Educational Rights and Privacy, Institutional…

This volume presents papers from a 1988 conference on collegiate student financial aid which focused on trends in the cost of higher education, student loan defaults, trends in borrowing, the impact of congressional legislation, and state-level financial aid research. The papers are grouped in five sections corresponding to the five topics, and…

This report analyzes repayment patterns for federally supported student financial aid distributed through the William D. Ford Federal Direct Loan Program (FDLP), which includes an income-contingent repayment (ICR) plan that ties borrowers' monthly payments to income, family size, and loan amount. This report analyzes 3 year usage of ICR in…

This proceedings contains 25 papers, the conference agenda, and summaries of other presentations of a 1989 conference on student financial aid. The following papers are included: "Minorities in Higher education in the 1970s and 1980s-What the Current Population Surveys Tell Us" (Paul M. Siegel); "Estimating Minority Participation in…

This hearing on the reauthorization of the Higher Education Act, sought public comment in Maine on the cost of higher education and on Title IV of the Higher Education Act. Specifically, these hearings were intended to address the continuing low level of participation in higher education by Maine high school graduates, which was ascribed mainly to…

This is a resource list designed to alert administrators of student financial aid services at institutions of higher education to resources that can assist in responding to the challenges and strategies described in a companion report. It is organized alphabetically by topic. Listings include short bibliographic data and descriptions of each…

This report examines the experiences of students who borrow to finance their education, but do not complete their postsecondary programs. Using the latest comprehensive data, this report compares borrowers who drop out with other groups of students, and provides recommendations on policies and programs that would better prepare, support, and guide…