On August 24, 2022, President Biden announced that his administration would be cancelling $10,000 -- $20,000 of student debt for middle- and lower-income borrowers. Naturally, this announcement has unleashed a wave of follow-up questions among borrowers. This fact sheet is intended to help Californians with student loans navigate the process of…

Five years after our 2019 analysis of student borrowing rates across the University of California (UC) system, TICAS partnered with the University of California Student Association (UCSA) again to evaluate the state of affordability and student debt for undergraduates at the UC, and their implications for student success. While our analysis finds…

"Student Debt and the Class of 2020" is The Institute for College Access & Success' (TICAS') sixteenth annual report on the student loan debt of recent graduates from four-year colleges, documenting changes and variation in student debt across states and colleges. State averages for debt at graduation in 2020 ranged from $18,350…

The 2021 PACE/USC Rossier poll provides key insights into Californians' perceptions of higher education issues during the COVID-19 pandemic, specifically equity and affordability. A large percentage of Californians acknowledge that college affordability is an important educational issue, and they generally express support for increased access to…

For all the attention student loans have received in the media and from policymakers in recent years, there is still remarkably little information on why and how borrowers struggle to repay them. Rising college prices and debt levels explain some of the troubles borrowers have with their loans, as does a slow economic recovery that has caused…

The cost of a college degree is an enormous challenge for many students. Not only has tuition increased across the country in response to state disinvestment in higher education, but the additional costs associated with attending college (including books and supplies, transportation, and living expenses that can exceed $19,000 annually) present…

This study explored whether a predictive model of student loan default could be developed with data from an institution's three-year cohort default rate report. The study used borrower data provided by a large two-year community college. Independent variables under investigation included total undergraduate Stafford student loan debt, total number…

Education provides one of the best opportunities for American children to build the capacity to climb up the economic ladder. It has even been called the "great equalizer" in American society. In today's tightened labor market, providing equal access to postsecondary education is more critical than ever. The Georgetown Center on…

This guide presents information in context with comprehensive eligibility, application, and benefit profiles of the student aid programs administered by the California Student Aid Commission. Used in conjunction with the Financial Aid for Students Workbook, this guide will help financial aid specialists provide students with updated information on…