School districts offer teacher early retirement incentive plans (TERIPs) as an opportunity to hire less expensive teachers, reduce fringe benefits costs, and eliminate teaching positions. Discusses reasons for teachers to accept TERIP, and describes a computer model that allows school officials to calculate and compare costs incurred if an…

Company-sponsored wellness programs are particularly important for older employees inasmuch as they are at greater risk of disease and disability than are their younger counterparts and their health care and health insurance costs are generally higher. As the cost of retirement benefits rises, wellness programs for retirees are becoming…

A trial retirement plan would allow school employees second thoughts in a major life-choice and save the school district expenses, if a younger person is used as a substitute. Cites opinions from four school system administrators and an attorney who has reviewed many school systems' early retirement plans. (MLF)