This instructional packet is one of a series of five modules that emphasize a systematic decision-making model for common problematic situations. The steps of the model are identifying the problem, gathering information, developing and assessing alternatives, implementing a solution, and evaluating and modifying the solution. Aimed at adult basic…

This curriculum guide contains seven units for a secondary consumer and homemaking education course in personal finance. Unit titles include (1) Money Management, (2) Savings and Investments, (3) Wise Use of Credit, (4) Insurance, (5) Understanding Taxes, (6) Purchasing of Goods and Services, and (7) Consumer Citizenship. Each unit is organized…

A card game, "Mercado," or Market Rummy, designed to teach basic market skills to rural Ecuadorians is described. Two to five people can play the game, which is presently used in night community meetings and in the educational program in coastal cooperatives. The game consists of two decks of cards: one represents money, the other…

The document contains student materials and teacher's guides for two units in which students analyze clothing advertisements in newspapers. The units are appropriate for reading and mathematics classes in grades 4-6. Objectives for Unit I include identifying descriptive words used in clothing ads, categorizing words found in clothing ads, and…

The document contains student materials and teacher's guides for two units in which students analyze grocery advertisements in newspapers. The units are appropriate for language arts and mathematics classes in grades 4-6. Objectives for Unit I include discriminating between an advertisement and a news article, identifying foods for sale in ads,…

Effective buymanship and effective financial management are the cornerstone of an elementary and secondary school consumer education program. The curriculum must meet some basic and essential criteria in order to prepare the student for learning about budgeting, a concept which encompasses buymanship and financial management. Through knowledge,…

The booklet contains transcripts of ten presentations given at a workshop on consumer economics in Michigan. The main objective of the workshop was to explore ways of improving the training of undergraduate and graduate education majors and the inservice training of secondary and middle school teachers in the areas of personal and family finance.…

This booklet outlines competencies for consumer education courses in grades seven through 12 in the Philadelphia school system. Consumer education is seen to develop students' abilities to cope with situations encountered daily in their roles in our economic system. It puts into practice the basic skills of reading, writing, speaking, listening,…

Designed for third grade language arts students, this learning capsule contains student materials and a teacher's guide for a unit on budgeting. Objectives are to discriminate between wants and needs, distinguish parts of a budget, and construct a budget. The unit requires four to six hours of instructional time and is designed for use with a…

This unit, designed for elementary school social studies classes, contains student materials and teacher's guide for exploring different means of exchanging goods and services. The unit is divided into two parts and designed around a learning center approach. In Part I the student uses pictures, games, and activity sheets to distinguish between…

This unit, which contains a teacher's guide and student materials, is designed for students with limited acquaintance with money (Grades K-1). Activities reinforce the basic concept of recognizing a penny, counting pennies, and associating monetary value with pennies from one to ten cents. These activities include listening to a taped read-along…

This unit, appropriate for second grade students, contains student materials and teacher's guide for teaching about the appearance, use, and value of the half dollar. Approximate time to complete the unit is six hours. The activities are designed for individualized instruction with a learning center approach. These activities include following…

Helping students learn about taking responsibility for the planning and shaping of their personal financial futures is this 13-lesson teaching unit's goal. Each lesson includes performance objectives, materials, motivational activities, development, and enrichment activities. Concepts are taught through worksheets, stories, and games. Students are…

Focusing on avoiding consumer frauds and misrepresentations, this document is one in a series of three consumer education modules developed to educate individual adult consumers in important areas of consumer affairs. An introductory section provides an overview of the module contents, suggested approaches for using the module, and suggestions for…

To help high school students understand the role of consumers in the everyday world, the teaching guide presents objectives and activities related to seven consumer topics. Topics are rights and responsibilities of all consumers, common transportation concerns of consumers with special problems, and problems which particularly affect consumers who…