This boolet on children and money management, 1 in a series of 12, covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook offers guidelines for teaching money-managing skills to children, from preschoolers to high school seniors. The first two…

This module, one of six on teaching consumer matters to low-income groups, focuses on budgeting and managing money. Budgeting is examined in two contexts: skills which apply to everyone at every income level and skills which specifically apply to low-income people. Topics include how to write a budget (starting a group workshop, small group work,…

This annotated bibliography is a listing of more than 2,000 books, booklets, pamphlets, films, filmstrips, and other materials in the field of consumer interests and education. It is intended for use by educators, librarians, executives and other personnel in business and industry, researchers, writers, and housewives. Major categories are: (1)…

Teaching buying skills was once based on evaluating products on a cost/quality and individual need comparison. Changes make this inappropriate today. Students must consider the social, economic, and political implications of their choices. (MD)

Describes the Bank Ed School Series: (I) for upper elementary, which focuses on basic money management and math skills; (II) for junior high, which emphasizes goal setting, savings, money making, and related math skills; and (III) for high school, which focuses on the family as a mini-society operating with the same economic principles as the…

Comparison of 124 participants in MONEY 2000, an extension program of savings education, with 101 who attended other personal finance workshops, revealed differences between the two groups in investing funds wisely, setting financial goals, paying more than the minimum on credit cards, and paying bills on time. (SK)

This publication contains a series of sessions developed and used by Newcastle City Council Family Learning Service and now published to share practice. The sessions were developed specifically to support "Skills for Life" tutors to deliver the adult literacy and numeracy curricula but can also be used by other practitioners. There are…

This report gives suggestions for starting a personal money plan, provides a worksheet for developing the plan, and offers ideas for putting the plan into action. Guidelines are presented for the following steps in developing a money plan: setting short- and long-term spending and saving goals; making a timetable for reaching those goals;…

This report describes principles and techniques for credit management. Topics covered include: (1) methods of determining personal credit limits; (2) ways to keep track of credit use; (3) suggestions for planning credit use; (4) explanations of single-payment charge accounts, revolving credit, installment credit, and consolidation loans; and (5)…

During the past 10 years, consumers have experienced a substantial growth in credit and an unprecedented increase in the rate of inflation. As increases in credit usage continue to outpace increases in real income and as savings rates decline, consumers are increasingly likely to suffer financial problems and are increasingly in need of money…

This illustrated guide was designed to familiarize consumers with planning a vacation trip, whether domestic or abroad. The guide covers setting up a budget; package tours; cruises and charter flights; travel agencies and clubs; and arranging stays in hotels/motels, rental condominiums, bed-and-breakfasts, hostels, campsites, and private…

This booklet on food buying power, 1 in a series of 12, covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook offers information on developing a shopping list, deciding where to shop, selecting the best buys, and reading food labels. Section 1 on…

This module is one of a set of seven prepared in conjunction with the Title I "Project to Train Volunteer Leaders to Conduct Consumer Education Courses." It is designed to be a basic text for use in making a one-hour presentation on credit. Topics include definitions of credit, advantages and disadvantages of using credit, proper uses of credit,…

Presented is a guide for purchasers of new or used homes who wish to make informed comparisons of energy costs. Included are 12 energy features to look for, detailed energy checklists, and charts for calculating energy expenses. Among the considerations discussed are heating systems, insulation, thermostats, caulking and weatherstripping, and…