Data on 1,739 married couples from 13 states were analyzed. Associations between satisfaction with savings and level of savings with measures of motivation to save, motivations to spend, and family resources were found to differ substantially between low- and high-income couples. (Author/CH)

Comprehensive indepth report on instructional materials programed package. Provides selection data for school systems based on multiple criteria assessing instructional processes and content, difficulty of implementation, and ease of incorporation into an ongoing curriculum design. (Editor)

Children's trade books are examined for both their explicit and implicit approaches to consumer education. (53 references) (Author)

Debtors Anonymous, a support group begun by the National Council of Negro Women, helps members to educate themselves about credit, consumer protection, and budgeting, and to set long-term goals for money management. Chapters have been organized in cities throughout the country. (SK)

This report describes results of an initial investigation of the utility of a specially designed money management software program for improving management of personal checking accounts for individuals with mental retardation. Use with 19 adults with mental retardation indicated the software resulted in significant reduction in check writing and…

The Consumer Judging contest conducted by the Georgia Cooperative Extension Service focuses on decision-making skills. Objectives are to help teenagers (1) make knowledgeable, rational decisions about purchases; (2) maximize resources; (3) obtain goods and services reflecting lifestyles, values, and goals; and (4) be responsible consumers. (JOW)

Children and teenagers now have more money at their disposal and influence family spending. Formal and informal consumer education is essential to enable them to function appropriately in the marketplace. (SK)

All students, regardless of their career choices, need a basic understanding of economic principles. Personal finance and consumer education are essential for becoming effective citizens and developing personal lifetime values. (SK)

Suggests that personal financial literacy is a critical area for consumers and that many are not knowledgeable about personal financial management concepts. Includes information on when it should be taught and the topics to be included as well as resources and teaching suggestions. (JOW)

Designed for first-time borrowers, this pamphlet describes the basics of credit as a part of personal financial planning. Following a self-quiz (with answers) that tests the reader's knowledge of credit, the pamphlet provides guidelines for responsible credit use and outlines steps to take if debt problems occur. Topics covered include the…

Designed for the general public and possibly suitable also for high school and college economic students, the handbook gives general information about investing in the stock market. Arranged into seven sections, the handbook discusses the typical shareholder, common and preferred stocks, buying and selling bonds, how to develop a personal…

The purpose of this pamphlet is to teach the value of money, to understand the numbers and symbols on U.S. dollar bills, and to provide the history and facts behind U.S. currency. The following words, symbols, or numbers on dollar bills are identified: (1) legal tender; (2) Federal Reserve Note; (3) Federal Reserve Bank's seal and code letter; (4)…

Among the 90 papers on topics relating to the consumer are "Academics and Advocates" (Brobeck); "Economic Profile of the Young and Elderly" (Ryscavage); "Estimation of Savings Needs To Adequately Fund Baby Boomers' Retirement" (Burns); "Saving and Dissaving in Retirement" (Hogarth); "Analysis of Effects of Children on Consumption and Savings…