Identity, referring to the views we have about ourselves, the knowledge and images we employ, is essentially a narrative of the self conception on the part of the individual. Awareness of one's consciousness is neither an impulsive occurrence, nor an immutable conception as part of the genetic heritage. To the contrary, the development of the…

Credit card debt is of increasing concern among college students, but reasons for it are not well understood. In a simulated shopping experiment based on a hyperbolic discounted utility model, 21 participants could either save money for a new model of their favorite mobile phone brand and get it in the future or buy the product on credit and get…

Since males and females are raised differently by their parents (Thorne, 2003), gender roles may affect the saving and spending behaviours of male and female teenagers. The objective of this research was to study the gender differences in saving and spending behaviours of Thai students. This was an exploratory study where a questionnaire was used…

Purpose: In the current economic climate, young people's attitudes and habits related to money management seem to be of great interest. The primary purpose of this study is to advance the knowledge base in the area of personal finance education. Methodology: This survey was administered by English teachers to a convenience sample population of 326…

This booklet on clothing, 1 in a series of 12 covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook gives wardrobe planning, buying, and care information. The first three sections consider the functions of clothing, the importance of…

This booklet on household equipment, 1 in a series of 12, covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook offers information to help buyers purchase household equipment that is within their budget. Section 1 discusses managing equipment…

Article discusses various means consumers can utilize to stretch personal and family resources to cover needs and as many of their wants as possible. (Editor)

This booklet on automobile purchasing and maintenance, 1 in a series of 12, covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook discusses buying, maintaining, and operating cars. Section 1 discusses managing automobile dollars. Topics include…

Among the 90 papers on topics relating to the consumer are "Academics and Advocates" (Brobeck); "Economic Profile of the Young and Elderly" (Ryscavage); "Estimation of Savings Needs To Adequately Fund Baby Boomers' Retirement" (Burns); "Saving and Dissaving in Retirement" (Hogarth); "Analysis of Effects of Children on Consumption and Savings…

Causal modeling of data from 406 college students who completed the Money Attitudes Scale showed that power-prestige, distrust (price sensitivity), and anxiety were significantly related to compulsive buying. Credit card use strengthened the relationship between these attitudes and compulsive buying. (SK)

Author suggests several student-centered activities using toys to introduce children to consumerism. (GB)

The article discusses ways to implement a broadened consumer economics curriculum at the secondary level to include personal and household budgeting and purchasing, consumer credit, bank services, savings and loans, credit unions, insurance, investments, and taxation. (MF)

This booklet provides guidelines for buying major home appliances from ranges and refrigerators to washers and dryers, as well as wood and upholstered furniture, and bedding and floor coverings, with helpful charts to make selection easier. It begins with suggestions on how to furnish within one's means. Next, information on equipping the home…

This booklet on shopping, 1 in a series of 12, covers all the basic aspects of personal- and family-money management. Suitable for use by high school and college students as well as adults, this handbook tells how to plan spending, develop shopping skills, and handle consumer problems effectively. Section 1 on consumers and the economy overviews…

This booklet is designed to help first-time car buyers determine if they can or should buy a car and how to get the most from their car-buying dollar. Leasing and renting options also are discussed. The booklet outlines the process of buying a new car, starting with a review of sizes, types, and features. This is followed by a rundown on showroom…