The article begins with a fictional example of a life that has been spent frugally in several different ways and for different reasons over time: in wartime, through many decades of simple living, through a period marked by anxiety over the threat to future generations from the depletion of global resources and the climate crisis, to the COVID-19…

School districts across the country have been taking a harder look at what they are teaching students about financial literacy in the wake of the financial crisis of the past few years, caused in part by excessive credit card and mortgage debt. While economics courses have been common for many years, particularly at the high school level,…

In two studies of young Australian workers, participants generally displayed positive attitudes towards financial management practices; however, a substantial proportion failed to display positive financial management practices, experienced financial problems and dissatisfaction, and reported low rates of seeking financial assistance, particularly…

This manual is designed to assist those helping professionals responsible for developing consumer education programs for older adults on the topic of housing needs. In a modular presentation format, the materials address the following areas of concern: (1) housing alternatives; (2) subsidized housing; and (3) considerations in deciding where to…

This document contains abstracts or manuscripts of 29 presentations examining the problem of how to cope with inflation and how best to deal with resource shortages, both of which might become even more acute in the future. Conference speakers viewed the problem from various perspectives, among them (1) consumer characteristics, attitudes, and…

This packet of four brochures focuses on money management for four stages of life, from early adulthood to preretirement. The first brochure, for young adults, discusses early financial tasks, such as selecting a financial institution, and checking and savings accounts, credit establishments, and employee benefits. The second brochure, for young…

This interim guide develops a new high school option, Lifestyles 205 and provides teachers with a curriculum for a lifestyles studies course for grade 11 or 12. The course includes several major components that emphasize the roles of the developing individual as a producer and consumer and as a family and community member. Major functions of the…

Designed as a 4-9 week cumulative unit on economics for junior high school classes, this award-winning program introduces students to the economic bases of past, present, and future American lifestyles. Following introductory information on the authors, rationale, and objectives, a suggested 6-week lesson plan is presented designed to help…

Standardized vocational education titles and core contents are provided for 10 home economics courses offered in Mississippi: (1) living skills; (2) exploratory home economics; (3) consumer homemaking I; (4) child care; (5) clothing and textiles; (6) consumer education; (7) family living and parenting; (8) family/individual health; (9) foods and…