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Download full textCackley, Alicia Puente – US Government Accountability Office, 2010
According to Census data, more than 12 million adults in the United States report they do not speak English well or at all. Proficiency in reading, writing, speaking, and understanding the English language appears to be linked to multiple dimensions of adult life in the United States, including financial literacy--the ability to make informed…
Descriptors: Limited English Speaking, Credit (Finance), Money Management, Knowledge Level
Peer reviewed
Direct linkDowling, Nicki; Hoiles, Lauren; Corney, Tim; Clark, David – Youth Studies Australia, 2008
In two studies of young Australian workers, participants generally displayed positive attitudes towards financial management practices; however, a substantial proportion failed to display positive financial management practices, experienced financial problems and dissatisfaction, and reported low rates of seeking financial assistance, particularly…
Descriptors: Financial Problems, Money Management, Apprenticeships, Foreign Countries
Basic Skills Agency, 2007
Financial literacy refers to the ability to make informed judgements and to take effective decisions regarding the use and management of money. A baseline survey carried out by the Financial Services Agency (FSA) in 2006 highlighted many issues: (1) 29% of 16-4-year-olds said they would not know how to prepare and manage a weekly budget; (2) 19%…
Descriptors: Money Management, Adult Education, Foreign Countries, Consumer Education
