Obtaining a college degree creates a pathway for low-income students and their families toward advancement within American society. Earning a postsecondary credential positively impacts an individual's employment outcomes, income, job satisfaction, and overall health. In working toward this goal, older, financially independent working…

Escalating college costs have far-reaching implications, especially for low-income and first-generation students. Lack of financial literacy can negatively affect the success of these learners and may have long-lasting consequences, yet there is a lack of literature about the borrowing and repayment obligations related to student loans of…

Student loan debt continues to grow at a rapid pace (Scott-Clayton, 2018). The total debt burden for each student graduating from college is over $35,000, and that number is likely to gradually rise as tuition costs and fees at institutions of higher education increase (Friedman, 2018). The problem is not that students accrue debt but rather the…