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Download full textLee, Jei Young – Journal of Financial Counseling and Planning, 2020
Using data from Lending Club, we analyzed funded loans between 2012 and 2013, the default status of which were mostly known in 2018. Our results showed that both the borrower characteristics and the conditions of the loan were significantly associated with the loan default rate. Results also showed that the sentiment of a user-written loan…
Descriptors: Money Management, Loan Default, Loan Repayment, Correlation
