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Green, Kimberly M.; Ferrell, Lantz – Journal of Instructional Pedagogies, 2023
Functions and formulas in spreadsheets provide an instructional opportunity to help students build their skills in identifying errors in their own work and identifying a path to go about correcting the errors. This paper provides examples of functions and equations used to create two approaches to calculating the solution to one problem, such as a…
Descriptors: Spreadsheets, Problem Solving, Error Patterns, Error Correction
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Zaber, Melanie A.; Steiner, Elizabeth D.; Arana, Jessica – RAND Corporation, 2023
There are many ways to pay for postsecondary education, and one increasingly common option is an income share agreement (ISA). Under an ISA, the learner promises a share of their pre-tax earnings to a funder for a set period after the learner finishes or stops their program. The learner makes payments only when their earnings are high enough, and…
Descriptors: Income Contingent Loans, Student Loan Programs, Paying for College, Postsecondary Education
Emrey-Arras, Melissa; Clark, Cheryl E.; Evans, Lawrance L., Jr. – US Government Accountability Office, 2022
Over the last three decades, the Direct Loan program has grown in size and complexity, with almost $1.4 trillion in outstanding federal student loans. The Direct Loan program provides financial assistance to students and their parents to help pay for postsecondary education. The US Government Accountability Office (GAO) was asked to review changes…
Descriptors: Student Loan Programs, Student Financial Aid, Federal Programs, Federal Aid
Institute for College Access & Success, 2024
The College Cost Reduction Act would overhaul the Higher Education Act, making changes to student borrowing and repayment, borrower protections, college oversight, postsecondary data, and more. The bill includes a new proposed risk-sharing model that would require colleges to repay the federal government for a calculated proportion of their…
Descriptors: Costs, Paying for College, College Students, Federal Legislation
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Joyner, Donald T. – American Journal of Business Education, 2018
A factor that complicates the posting of the journal entries related to the issue of bonds is that the amount of money received by the issuing company may be different from the face value of the bond. If the bond stated rate is higher than the market interest rate at the time of issue of the bond, the company can sell the bond at a premium; on the…
Descriptors: Recordkeeping, Bond Issues, Money Management, Accounting
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Jennifer Wine; Beth Hustedt; Jennifer Cooney; Erin Thomsen – National Center for Education Statistics, 2023
This report describes the design, methods, and results of the 2016/20 Baccalaureate and Beyond Longitudinal Study (B&B:16/20) conducted by the U.S. Department of Education's National Center for Education Statistics (NCES). It is the second follow-up with a cohort of bachelor's degree recipients originally identified during the 2015-16 National…
Descriptors: Longitudinal Studies, College Graduates, Bachelors Degrees, College Students
Kentucky Council on Postsecondary Education, 2018
Financial literacy, or understanding how money is made, spent, and saved in order to make informed decisions, is particularly important during the transition to and through college. Students who have a deeper understanding of finances and how they work are better positioned to make decisions regarding the college or university they attend, what to…
Descriptors: Money Management, Knowledge Level, Consumer Education, Public Colleges
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Vicknair, David; Wright, Jeffrey – American Journal of Business Education, 2015
Evidence of confusion in intermediate accounting textbooks regarding the annual percentage rate (APR) and annual effective rate (AER) is presented. The APR and AER are briefly discussed in the context of a note payable and correct formulas for computing each is provided. Representative examples of the types of confusion that we found is presented…
Descriptors: Accounting, Business Administration Education, Textbook Content, Textbook Evaluation
Weinberg, Steven; Moore, Damien – Congressional Budget Office, 2006
The federal government's student loan programs for higher education convey substantial financial benefits to borrowers because of their broad availability and favorable terms. Of the various provisions included in a federal student loan contract, the option to consolidate individual loans contributes greatly to a borrower's benefits and the cost…
Descriptors: Federal Government, Student Loan Programs, Federal Aid, Loan Repayment
Weinberg, Steven – Congressional Budget Office, 2006
Federal student loans include a complex consolidation option that gives borrowers the opportunity to combine several loans into a single loan with a longer term to maturity and, for loans originated before July 2006, to convert from a variable- to a fixed-rate loan. The consolidation option adds substantial costs to the federal student loan…
Descriptors: Costs, Federal Programs, Student Loan Programs, Postsecondary Education
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Waits, Bert K.; Demana, Franklin – College Mathematics Journal, 1990
The rule of 78 is used by banks and loan companies to compute the amounts due when installment loans are paid early. Describes an unexpected case of negative amortization when the rule is applied. Presents an actual problem and discusses the case. (YP)
Descriptors: Algorithms, College Mathematics, Computation, Computer Oriented Programs
Humphrey, Justin – Congressional Budget Office, 2005
The federal government assists students and their parents in meeting the costs of postsecondary education through two student loan programs, the Federal Family Education Loan Program and the William D. Ford Direct Loan Program. Although the two programs provide similar benefits to borrowers, their structures and operations differ greatly. As a…
Descriptors: Costs, Federal Programs, Federal Legislation, Student Loan Programs
Guthrie, Marty; Rappaport, Renee – 1984
Guidelines are provided to assist in the interpretation of the regulatory requirements regarding disbursement of funds to students under Title IV student aid programs. Attention is also directed to the higher education community's self-regulation initiatives regarding refund and repayment, as well as the Department of Education's regulations in…
Descriptors: Administrative Policy, Administrator Guides, College Students, Compliance (Legal)
Horch, Dwight H. – 1978
Educational loan limits for graduate and professional students were estimated to provide manageable repayments that were a proportion of the borrowers' future consumption budget data. Based on each professional group's income profile, loan repayments were computed for each year of repayment and summed across alternative repayment periods to arrive…
Descriptors: College Students, Computation, Financial Support, Graduate Students