This book analyzes what happens to the pension benefits of workers who quit or are laid off jobs. The first chapter reviews the connection between job mobility and pension portability. Chapter 2 portrays a labor market undergoing changes that often result in reductions in retirement benefits. Chapter 3 describes job change further by examining…

The most widely used pension plans in the United States are defined-benefit plans under which employers pay workers a fixed pension, usually a percentage of their final salaries. Defined-contribution pension plans, under which employers and employees set aside funds that are invested for the employees, are growing in popularity and are…

Examines responsiveness of the nominal income of older persons to price changes and compares changes in their real income to trends in real income of other groups. Data from the Retirement History Study show the elderlys' income sources were not fixed in nominal terms, but increased as prices rose. (NRB)

Reports the needs and interests of several hundred recently retired teachers and school administrators. Solutions to subsistence retirement income are discussed. (MF)

Examined transfer of income from state to state as result of elderly migration. Data from 1980 census microdata files revealed that billions of dollars are transferred between states each year. Used 1980-81 Consumer Expenditure Interview Survey to estimate consumption patterns of typical migrant household. Findings are discussed in context of…

A study of 172 older workers found that career commitment and occupational-goal attainment play a central role in planned retirement age. Age and retirement-income satisfaction had the most significant relationship to planned retirement age. Job satisfaction was not strongly related to retirement intentions. (SK)

This document, examining transition to retirement from a sociological perspective, consists of four sections and a 14-item bibliography. The first section traces the evolution of West German retirement from what was considered a new phenomenon into what is now commonly assumed to be a normal or even natural life stage. The second section discusses…

Because of increases in life expectancy and early retirement, the quality of life during retirement is of concern to many people. Previous research has found that health and adequate income have consistently been related to life satisfaction during retirement. Several satisfaction measures were administered to a group of 55 retired coal miners.…

This sixth in a series of six packages of instructional materials developed by the Pre-Retirement Rehearsal Project contains a student's pre-retirement booklet specifically intended for adults with limited reading ability and teacher's guide, which consider financial planning for retirement, including such topics as types of income, Social…

A national survey of college and university retirees in Spring 1990 sought to help institutions to assess benefit programs and provide services for retirees. The survey involved a nationwide cross section of 130 institutions of higher education from which responses were received from 19,126 retirees (40 percent retired faculty). Questions covered…

A study was conducted to determine labor market factors influencing one's psychological well being and economic security after retirement. Research was found that supported the hypotheses that a worker's employment, earnings, and industry in the labor force greatly affect a retiree's financial position; the reason for labor force withdrawal…

Reviews the historical development of the federal regulation of retirement plans (including the Employee Retirement Income Security Act of 1974), analyzes and evaluates the current regulatory scheme (justifiable and unjustifiable distinctions including those among types of plans), and suggests appropriate changes in the continuing quest for…

Explored the propensity to save among community elderly by examining their anticipated use of hypothetical $10 and $25 weekly income increments. Savings were associated with income inadequacy and security concerns; and among the more affluent, with concerns about health and financial security. (Author/ABB)

Reports on discussions of 30 United States and Canadian experts at a meeting on policies and problems concerning midlife and older women. Discussion focused on income security and long-term care. Includes future prospects. (CH)

Eligibility for an IRA has been severely changed by the Tax Reform Act of 1986. In 1987 educators who have a retirement plan administered by their employer will face new eligibility rules. For self-employment income, a Keogh plan is an excellent way to shelter income and provide retirement income. (MLW)