In this paper, we examine college graduates' perceptions of entering student loan repayment and how they navigated this process. Findings highlight the importance of helping students make informed borrowing decisions, particularly as they begin repaying their student loan debt. Policy makers wishing to hold institutions accountable for keeping…

Student loan debt continues to grow at a rapid pace (Scott-Clayton, 2018). The total debt burden for each student graduating from college is over $35,000, and that number is likely to gradually rise as tuition costs and fees at institutions of higher education increase (Friedman, 2018). The problem is not that students accrue debt but rather the…

Although the literature offers evidence of students' aversion to borrowing for postsecondary education, it offers no insight into whether such attitudes are mutable. Through a blocked, cluster-randomized controlled trial in six diverse high schools in Louisville, Kentucky, we test whether providing student loan and repayment information affects…

Introduced this year, "How America Pays for Graduate School" is a national study by Sallie Mae, conducted by Ipsos. This new study is designed to complement Sallie Mae's "How America Pays for College" report, which, for the last 10 years, has provided insights into how American families plan and pay for college, with a focus on…

This report contains the results of a survey of Stafford Loan borrowers who were scheduled to enter repayment between September 1, 1988, and June 1, 1989. Tables show respondents' activities, occupations--by type of institution and gender, median incomes--by occupation and race, and program completion by ethnic group, etc. (Author/MLW)

This study examines attitudes of Americans toward borrowing to finance educational expenses over the period from 1959 to 1983. The study finds that Americans have had a consistently favorable view toward educational loans. People from low-income backgrounds are less likely to have a positive attitude toward borrowing. (Author/MLW)

Based on a survey of former California State University students who repaid (224) or defaulted on (128) loans, an analysis found high levels of significance in postsecondary outcome variables (graduation, employment and income patterns), institutional practices and characteristics, student background characteristics, and understanding of rights…

This empirical study examined postsecondary-student attitudes and preferences regarding five discrete student loan plans and loan plan features. Questions addressed dealth with debt ceilings, loan repayment time span and percentage of annual income, and alteration of repayment plan choices. A random sample of 218 federal aid recipients was used.…