This research was conducted in Ankara province for the purpose of examining the status of planning in preparation for retirement as an individual and as a family of individuals who show differences in educational level. Individuals who lived in Ankara province, who were 3 years from retirement according to age limit, and who had social security…

Empirical evidence of tax shelter usage is sparse. These data add weight to earlier concerns about whether tax incentives to save for retirement benefit upper-income groups more than middle- and lower-income groups and present the importance of different sources of income in providing retirement funds for this group. (Author/RC)

A bridge benefit plan designed to provide an adequate income at age 65 so that faculty and senior administrators at Washington University, St. Louis, Missouri, can choose to retire at an early age, while deferring receipt of their TIAA-CREF annuity benefits during the bridge period, is described. (MLW)

Explores relationship between recent policy reforms, targeting proposals, and a universal Social Security program. Explores principles that inform Social Security, concluding that treating benefits as taxable income and raising retirement age push at boundaries of universality without violating fundamental precepts of social insurance program. (BF)

A study was done of the savings patterns and financial resources of households receiving teacher's retirement insurance benefits. For the survey a mail questionnaire was sent in fall 1988 to a statistically drawn sample of Teachers Insurance and Annuity Association-College Retirement Equities Fund annuitants. Over 900 questionnaires were completed…

Discusses the financial and psychological aspects of retirement that need to be planned for. (IRT)

This paper presents a method for higher education faculty and staff to assess pension plan objectives by determining a retirement income replacement ratio to maintain the salary-based preretirement standard of living. The paper describes the RETIRE Project which researches income replacement using the federal government's annual "Consumer…

This information paper on the major income and employment issues affecting older Americans survey the economic impacts of an aging population, presents an agenda for future research into principle income and employment policy issues, and provides an outline of those policy options to be reviewed as a basis for governmental policy formation.…

A national survey of college and university retirees in Spring 1990 sought to help institutions to assess benefit programs and provide services for retirees. The survey involved a nationwide cross section of 130 institutions of higher education from which responses were received from 19,126 retirees (40 percent retired faculty). Questions covered…

A survey of male hourly-wage earners indicates employees face serious problems in planning for income security in retirement. Retirement preparation programs that supply information and technical planning expertise are needed to assist employees in realistic retirement planning. (EA)

This brochure presents the facts about the financial situation of older women. It explains the vital role of Social Security (SS) for women and offers suggestions to improve their financial outlook. A true/false checklist tests knowledge about women growing older and remaining financially secure. These reasons for poorer older women are outlined:…

Recent policy proposals have introduced need-based criteria, as well as the principle of wealthier older persons paying greater taxes or sharing more heavily in financing services and benefits than those who have less income and accumulated wealth. This article reviews emergence of new approaches and concludes with commentary on political…

In this report, recent hearings and reports of the Senate Special Committee on Aging are summarized, and recent developments of direct relevance to the White House Conference on Aging are described. The report contains the following chapters: 1. The key issue: Retirement income; 2. Health: Rising costs and reduced programs; 3. Nursing homes:…

This manual is designed to assist those helping professionals responsible for developing consumer education programs on the topic of retirement income management. In a modular presentation format, the materials focus on the following areas of concern: (1) a personal financial inventory; (2) ways to stretch retirement income; (3) steps to decrease…

A survey was made of undergraduate programs dealing with personal investment, based on a representative sample of catalogs from 100 senior colleges in the U.S. The sample was comprehensively distributed geographically as well as by type of institution, and an attempt was made to include appropriate proportions of various types of institutions…