Describes the pivotal role community colleges can play in teaching people how to save, invest, and plan for a financially sound future. Sets forth the need for a wide range of courses to teach students to put personal finance in perspective, taking the emotion out of money management and teaching how to allocate financial resources. (VWC)

The U.S. is in the early stages of a demographic development that will bring about radical changes in the higher education population. As the result of two phenomena--the retiring of the baby boomers (those born in the decade immediately following WW II) and the steadily increasing life expectancy--people are going to see a sharp and unprecedented…