Financial technology (fintech) is a rapidly evolving industry. As in any high-growth industry, a significant challenge is the acquisition of top talent, especially university graduates. However, most experts in this field have not been formally trained in an academic environment. Degrees in Fintech did not exist until recently. In this study, we…

This manuscript describes the use of real data applied to a fictional real-estate firm for teaching data visualization to university students. In the case study, students employ data analytic techniques in Tableau to clean, organize, and analyze real estate data. By creating visualizations, students address several questions about how selling…

Low financial literacy is a growing problem in young adults, which has effects throughout adulthood (Amagir et al., 2018). Record low personal savings rates, a shift toward increased personal responsibility for retirement, and increasing student loan balances put financial decision-making demands on young adults that have lifelong impacts (Lusardi…

This study examines the financial aid literacy of Latino students at an institution of higher education in the United States. Beginning with a review of the current literature on the topic and past studies. Utilizing the theoretical framework of Marcia Magolda-Baxter's (2009) theory of self-authorship along with the conceptual frameworks of…

This paper explores the implications for higher education of the emergence of new industries, driven by technological changes. The pace of technology-driven changes creates significant challenges for the alignment between the skill needs of industry and provision by higher education. Drawing on concepts from neo-correspondence theory, we examine…

Mandatory fees in higher education have increased substantially in recent years. These increases have changed the net cost of attendance for students from semester to semester. Coupled with these changes, we are witnessing an increase in students from diverse lived experiences who are traditionally unaware of costs associated with their…

With rapid economic development, financial literacy plays an increasingly important role in helping individuals navigate the complexities of modern financial systems and products. The importance of financial literacy is particularly pronounced in China, one of the largest economies in the world, especially for university students who are…

Student loan debt in the United States exceeds $1.5 trillion. The enormity of student loan debt has received extensive media attention, with reports presenting the sheer mass of student loan debt as a national crisis. Borrowing patterns among undergraduates indicate that this is a pronounced issue among Black students who are more likely to…

In addition to career training and preparation, institutions of higher education can foster opportunities for financial education and promote access to resources for financial decision-making. Educational experiences can play a role in preparing and informing students about their financial decisions and the impact of financial choices they face as…

This research applies the community cultural wealth model to explore how Black and Latinx students experience financial barriers in college from an appreciative lens. The purpose of this study was to increase understanding of how Black and Latinx students use aspirational, familial, social, navigational, resistant, and linguistic capital to…

There is a growing concern in this country that the middle class is disappearing and not in the way one would hope. Instead of families moving into a higher socio-economic class and being able to provide richer life experiences for themselves and their children, vast numbers are shifting to a lower socio-economic status level. The gap between the…

One-third of student loan debt is delinquent or in default, creating a crisis in the United States economy and the lives of the students (Friedman, 2020 U.S. Department of Education, 2019). A more complex story is that of the African American student with default rates five times more than their majority counterparts (Mishory et al., 2019;…