This introductory guide discusses federal student aid programs for postsecondary education and how to apply for them. Sources for finding out about student aid, such as schools, state higher education agencies, guidance counselors, and organizations connected with particular fields of interest, are given using a question and answer format. This is…

This paper identifies issues that underlie student financing of education in the health professions in terms of the interrelationships and interactions between financial aid programs under Title IV of the Higher Education Act and Titles VII and VIII of the Public Health Service Act. Section 1 provides background to the issues by describing…

During academic year (AY) 1996-97, 83,000 students left Texas postsecondary institutions with $882 million in federally guaranteed loans. This study attempts to analyze the cumulative Texas Guaranteed Student Loan Corporation loan indebtedness of student borrowers who left postsecondary educational institutions from AY 1991 through 1997. The major…

As part of a series of hearings on the reauthorization of the Higher Education Act of 1965, testimony was heard on the safety and soundness of the Student Loan Marketing Association (Sallie Mae). Witnesses discussed many issues surrounding financial oversight of federal agencies and financial risk to the taxpayer through the potential failure of…

Trends in the level of borrowing by graduate and professional students, and the capacity of students to repay their education debt are considered. In addition, sources of debt data and implications of this information for national student aid and data collection policy are addressed. Attention is also directed to levels of indebtedness between…

Issues concerning indebtedness of undergraduate students are examined, including the implications of debt burdens for: the national economy, the individual well-being of borrowers, equality of access to higher education, and the educational process itself. Risks students face in borrowing to pay for education and how the United States compares to…

Some of the faults and values implied by present methods of financing higher education are examined, and new financial arrangements are proposed. Problems with the current system include: the price to the consumer of higher education in relation to its cost of production, tuition gaps among schools, and evaluating the price in relation to value of…

This study used data from the Baccalaureate and Beyond (B&B) and Beginning Postsecondary Student (BPS) studies to examine: the early labor force experiences of college students who either graduated or dropped out; student borrowing for postsecondary education; and student loan debt burden and repayment status. The B&B group (n=11,000) was…

This study examined effects of increased availability of undergraduate student loan funds under the Higher Education Act Amendments of 1992. It studied the effects of price variables and accumulated debt on student persistence decisions using data from the National Student Postsecondary Aid 1992-93 and 1995-96 Surveys. For two-year college…

The examination of current and future trends in educational debts incurred by law students concludes that economics will force increasing numbers of law school graduates to emphasize wealth maximization at the expense of public service with resultant decreases in access to legal services for low- and middle-class clients. (DB)

This annual report provides a variety of information about the state of higher education in South Dakota. The bulk of the report consists of tables and charts that summarize: (1) the structure of the South Dakota Board of Regents; (2) the institutional missions of the state's six state universities and two special schools; (3) admission…

This annual report provides a variety of information about the state of higher education in South Dakota. The bulk of the report consists of tables and charts that summarize: (1) the structure of the South Dakota Board of Regents; (2) the institutional missions of South Dakota's six state universities and two special schools; (3) admission…

This booklet provides guidance for students and families who seek help in meeting college costs. It begins with guidelines for developing a funding strategy, with tips on how to calculate amount needed and planner's net worth and including sample budget forms and balance sheets. This section is followed by descriptions of the investments…

Information on federal student financial aid is provided for counselors. Step-by-step instructions on how to complete the federal application are provided, and application procedures that must be followed in these special circumstances are described: dependent students, independent students, national disaster area asset adjustment, and correcting…

A guide to financing medical school studies is presented. Financial planning should ideally begin as soon as medical school admission becomes a possible goal. Information is provided to help estimate costs and identify sources of financial aid, including help provided by a spouse or parents, institutional assistance, private loans/scholarships,…