Low financial literacy is a growing problem in young adults, which has effects throughout adulthood (Amagir et al., 2018). Record low personal savings rates, a shift toward increased personal responsibility for retirement, and increasing student loan balances put financial decision-making demands on young adults that have lifelong impacts (Lusardi…

This study examines the financial aid literacy of Latino students at an institution of higher education in the United States. Beginning with a review of the current literature on the topic and past studies. Utilizing the theoretical framework of Marcia Magolda-Baxter's (2009) theory of self-authorship along with the conceptual frameworks of…

Mandatory fees in higher education have increased substantially in recent years. These increases have changed the net cost of attendance for students from semester to semester. Coupled with these changes, we are witnessing an increase in students from diverse lived experiences who are traditionally unaware of costs associated with their…

With rapid economic development, financial literacy plays an increasingly important role in helping individuals navigate the complexities of modern financial systems and products. The importance of financial literacy is particularly pronounced in China, one of the largest economies in the world, especially for university students who are…

This research applies the community cultural wealth model to explore how Black and Latinx students experience financial barriers in college from an appreciative lens. The purpose of this study was to increase understanding of how Black and Latinx students use aspirational, familial, social, navigational, resistant, and linguistic capital to…