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Download full textAndrew Gillen – Cato Institute, 2025
The federal government is the lender for the current student loan system, but replacing it with a system that harnesses the advantages of a marketplace of private lending would save $212 billion over the next 10 years while also benefiting students by helping them avoid risky educational choices. Due to ongoing court cases and upcoming regulatory…
Descriptors: Student Loan Programs, Federal Aid, College Students, Government Role
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Direct linkJohn E. Petrovic – Educational Philosophy and Theory, 2025
This article defines a public good, arguing that higher education should be considered a public good. This requires moving away from an orthodox economistic understanding of public goods. It also requires understanding the relationship between higher education as both a private good and a public good to the extent that it promotes individual…
Descriptors: Higher Education, Prosocial Behavior, Altruism, Sharing Behavior
