This Summary presents selected findings from "2017-18 National Postsecondary Student Aid Study, Administrative Collection (NPSAS:18-AC): First Look at Student Financial Aid Estimates for 2017-18. NCES 2021-476rev." The study includes information for about 245,000 undergraduate students and 21,000 graduate students attending 1,900…

The COVID-19 crisis has all but upended higher education's business model, given the high susceptibility of college campuses to viral outbreaks. Since a vaccine will likely not be available until 2021, universities could be facing up to three consecutive semesters of remote learning and reduced revenue. Going forward, more students may choose to…

Parent PLUS loans are a growing concern due to their limited income-driven repayment protections and their potential to maintain longstanding racial wealth gaps. Previous research has examined factors associated with student debt burdens of college graduates, but no research has examined factors related to parent borrowing for college. In this…

In this perspectives brief, authors James Kvaal and Jessica Thompson explore the challenge of college affordability and summarize the campaign proposals to address it. Driven by steadily rising college costs and student debt, the 2020 presidential campaign has put the issues of college costs and student debt on the agenda as never before. Many…

This brochure provides details about types of federal student aid, federal student aid eligibility requirements, other types of financial aid and sources for additional funding, and key points to consider when taking out a student loan.

About seven million undergraduates each year rely on federal loans to enroll in and complete college Many students find that student loans are an excellent investment in their future and are able to successfully repay their loans. Others struggle to make payments, or make payments that do not keep up with accruing interest. This factsheet focuses…

This brief examines two types of state service-contingent aid programs: conditional grants/loans and loan forgiveness. Conditional grant or loan programs provide a financial award to currently enrolled students and, in exchange for receipt of the award, students must fulfill certain service or work requirements after graduating from college. Loan…

Nearly 43 million college student borrowers across the United States owe more than $1.56 trillion in outstanding federal student loans. The number of student borrowers in the country has increased by 1.3 million, or 3.1 percent, over the past five years, while the amount of outstanding student debt in the country has increased by a whopping $…

The Appropriation Act directs the State Council of Higher Education for Virginia (SCHEV) to submit an annual report to the Governor and the chairs of the House Appropriations and Senate Finance and Appropriations Committees documenting the annual change in total charges for tuition and fees approved by the boards of visitors at Virginia public…

Former Vice President Joe Biden recently released the Biden Plan for Education beyond High School, which details several policy proposals that would take higher education in the wrong direction. The recommended policies would make higher education costlier and degrees less meaningful--all while pouring billions of dollars into a broken system. The…

Since 1997, education tax benefits have become an increasingly important component of federal higher education policy. For the 2019 and 2020 tax years, 12 tax benefits are available for college students and their parents to help pay for higher education. In 2025, absent legislative action, this number will increase to 13: two provisions which are…

The 2020 Democratic presidential primary elevated free-college plans to the top of the national agenda, with many candidates proposing expansive programs to help states make public colleges and universities free for in-state students. Proponents of these plans argue that tuition at public colleges and universities has become increasingly…

The impact of rising student debt, the cost of attending college and the value of the degree or certificate received at completion continues to be a critical focus for higher education leaders. Research has consistently demonstrated that financial related difficulties can create barriers for student college completion. To help understand this…

This Study Snapshot highlights key findings from a study that examines Oregon's statewide promise program. Representatives from Oregon's Higher Education Coordinating Commission and K-12 state and local education agencies worked with the Regional Educational Laboratory Northwest to conduct this study of Oregon Promise's reach and impact in its…

The "What Were the Reach and Impact of the Oregon Promise Financial Aid Program in Its First Two Years?" study examined Oregon Promise, a program that promotes students' postsecondary attainment by covering nearly all community college tuition. The study used student data from K-12 public schools, Oregon Promise applications, and…